30 thoughts on “Which bank offers highest interest rate on savings account in India?

  1. Airtel has reduced rate from 7.25 -> 5.5 Please update

  2. In my view, Digibank is the best option out of these options.

  3. Hi Amit,

    Good Article. Very Helpful. Saved me a lot of burden. And im sure it has saved a lot of burden for others

  4. Ravikumar Sampathrao says:

    It is not featuring Equitas bank which is also offering 6℅ p.a

  5. CA Inder Swami says:

    Please add airtel payment bank into the list . it offers 7.25% interest on balance upto 1 lakhs (max limit).

  6. Digi bank will give 7% Interest on saving bank account. No minimum balance required

  7. Hi, very informative article.
    I am a prospective investor and was looking for profitable options to invest. I wanted your views about Peer to peer lending and is it a viable option to invest?

  8. Hi Amit,

    I have a question here. I have Rs.1 Lakh in my bank account, should I keep it as it is in my account or should i get a fixed deposit of it ? Which is a better option ?

  9. on which amount of saving a/c bank pays interest to a/c holder

  10. How much does ICICI & UNION offers d intrest rate?

  11. Do next years Any Bank going to Increase Saving interest ???

    • I really doubt if there would be increase in savings bank account interest rate going forward until we have some new banks.

  12. Dear Amit but these bank reserved amount > 5000 for saving account but with other banks this amount is 1000/-

    So why we should go for these Banks.

    • I am sorry I didn’t get what “Reserved Amount” means. I would you be able to explain further once I understand the term.

      • Reserve means, he want to say the minimum a/c balance

        • Higher interest on savings account matter to people who have substantial amount in their savings account. In case you do not keep much money in savings account, the higher interest is of little use. So should not be worried about higher minimum a/c balance in either case.



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