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Retirement planning

How SWP in Debt Mutual Funds is better than Fixed Deposit for Regular Income?

SWP in Debt Mutual Fund is Better than Fixed Deposit or Annuity to generate Regular Income Fixed deposit with banks are the most popular investment option for regular income after retirement. But with interest rates going down retirees have started exploring other options. Systematic Withdrawal Plan (SWP) in debt fund is one such option which retirees and people looking for regular income must evaluate. As per your SWP instructions to mutual fund, […] Continue reading →

NPS – Maturity, Partial Withdrawal & Early Exit Rules [updated 2020]

NPS - maturity, Partial Withdrawal, Early Exit Rules The government wants NPS (National Pension Scheme) to be the preferred investment vehicle for pension planning for majority of its citizens. Unfortunately as it happens with most of Government plans, NPS too has flaws which are holding investors back. To encourage investment in NPS, PFRDA (Pension Fund Regulatory and Development Authority) which regulates it have made […] Continue reading →

Voluntary Provident Fund – A Good Tax Saving Retirement Option!

VPF - A Good Tax Saving Retirement Option Retirement planning is one of the most important financial goals in life of a person. Most of us have heard about Employee Provident Fund (EPF) and (Public Provident Fund) PPF for building retirement corpus but do you know how can you leverage Voluntary Provident Fund (VPF) to add zing to your corpus? What is Voluntary […] Continue reading →

Senior Citizens’ Savings Scheme: Excellent Investment for Tax Saving & Regular Income

Senior Citizens Savings Scheme for Regualr Income and Tax Saving Senior Citizens’ Savings Scheme (SCSS) is one of the best fixed deposit schemes for Retired Senior Citizens as its safe (backed by Government of India), has assured quarterly payments, gives tax benefit and easy to handle. This post provides details of rules and regulations for SCSS. Who can open SCSS? As the name states, anyone […] Continue reading →