5 Quick Ways to check EPF Balance – Missed Call, SMS, App, Online

Most salaried employees have EPF (Employee Provident Fund), which is regulated by EPFO. Earlier it was almost impossible to check your EPF balance in real time. But thankfully EPFO has adopted new technology with time and now you can check EPF Balance almost real time in following 5 ways.

EPF balance check on mobile number – Give Missed call to 011-22901406

Just give call to 011-22901406. The call gets disconnected after two rings and within minutes you get SMS with the EPF balance, UAN, Date of Birth, KYC status and last contribution. I like this the most as its free and instant.

EPF Missed call to 011-22901406
EPF Missed call to 011-22901406

How to Pay 0 Income Tax on Salary of Rs 20+ Lakh (FY 2020-21)?

As you can see with the above income tax calculation, salary components and salary structure plays a very important role in how much income tax you pay. We have come up with some optimised salary structure using which you pay NO income tax even with CTC of more than Rs 20 Lakhs.

Monthly Alerts SMS

In case your EPF account is registered with UAN Portal, you would get automatic SMS alerts about EPF balance and status. It takes around 1 – 2 months once you have registered to get the first SMS but then the alerts are regular every month.

Check PF Balance in online: Download EPF Passbook

EPF subscribers can download the EPF passbook by logging in Member Passbook Website. The passbook has monthly records of Employee/Employer contribution, Interest credited along with the final balance.

PF Passbook
PF Passbook

SMS EPFOHO UAN ENG to 7738299899

Just SMS EPFOHO UAN ENG to 7738299899 and you’ll get your EPF balance within minutes through SMS. The ENG in the SMS is for English. You can get the SMS is 10 languages. The picture below gives the details on what to use for which language.

SMS Format to get EPF balance in Multiple Languages
SMS Format to get EPF balance in Multiple Languages

SMS “EPFOHO UAN <LANGUAGE CODE>

  • English – “EPFOHO UAN”
  • Hindi – “EPFOHO UAN HIN”
  • Punjabi – “EPFOHO UAN PUN”
  • Gujarati – “EPFOHO UAN GUJ”
  • Marathi – “EPFOHO UAN MAR”
  • Kannada – “EPFOHO UAN KAN”
  • Telugu – “EPFOHO UAN TEL”
  • Tamil – “EPFOHO UAN TAM”
  • Malayalam – “”EPFOHO UAN MAL”
  • Bengali – “EPFOHO UAN BEN”

How much Taxes you Need to Pay this Year? Download Our Income Tax Calculator to Know your Numbers

Do you know how much tax you need to pay for the year? Have you taken benefit of all tax saving rules and investments? Should you use the “NEW” tax regime or continue with the old one? In case you have all these questions just Download the Free Excel Income Tax Calculator for FY 2020-21 (AY 2021-22) and get your answers.

UMANG Mobile App

You can download the UMANG App from EPFO. This app has all the features of the website and you can get your balance, monthly contribution etc from the same.

EPF Passbook through Umang App
EPF Passbook through Umang App

For all the above, you should register and activate your UAN and your Mobile number should be updated in EPF account.

Please Note there are some big employers who have their own EPF trust and so they do not deposit money with EPFO. In this case you would NOT be able to check your balance by any of the above methods. You’ll need to contact your accounts section or talk to HR about how you can check your EPF balance and contribution.

11 Situations when you can Partially Withdraw your EPF Money

EPF is a long-term investment for retirement. However EPFO allows its subscribers to withdraw money partially under some situations like for higher education, purchase of house, treatment of illness, etc. We have a post explaining the situation and documents you need to Partially Withdraw your EPF Money.

Check EPF Balance FAQs

✅How can I check EPF Balance?

In case your EPF is with the EPFO you can check your EPF balance in following 5 ways – Missed call, SMS, EPF Portal, UMNG app or subscribe to monthly SMS alerts. If your EPF is with the employer trust you can check the balance through internal portal or Accounts or HR department.

✅How can I check EPF balance on mobile using Missed call?

Give missed call to 011-22901406 to get your EPF balance. This is the easiest method to know your EPF balance. The only point to note is your mobile number should be linked to your UAN.

✅How can I check EPF balance using SMS?

SMS EPFOHO UAN ENG to 7738299899 to get your updated EPF balance. Your mobile number should be linked to your UAN.

✅How can I know my EPF balance using EPF Account Number?

EPF Account Number cannot give you the account balance directly. You need to have UAN for all balance enquiries.

✅How can I check EPF balance using Aadhar Card?

Aadhar card number is not required to check the EPF balance. It just needs to be linked to your EPF account or UAN.

✅Why my EPF balance is not updated?

The EPF balance is usually updated within 24 hours of receiving the contribution. However in case the balance is not updated for a few days so contact your accounts department.

✅Why my EPF balance is showing zero?

This happens for following reasons:
– Your EPF account is new with NO contribution
– You have withdrawn all your money or
– Your EPF balance is getting transferred to another EPF account

✅Why You Should Check EPF Balance regularly?

It’s a good idea to keep a tab on monthly contribution to EPF. There have been instances where the employer has deducted EPF from salary but failed to deposit it in EPF account. A regular tracking can help you keep a tab on these things.

✅How to check PF balance from UAN number?

UAN stands for Universal Account Number. All your EPF account is linked to single UAN Number. You can use your mobile phone through missed call or SMS if your mobile number is linked to UAN as explained above.

8 thoughts on “5 Quick Ways to check EPF Balance – Missed Call, SMS, App, Online”

  1. Sir, I have left my job three months ago. I have requested to update my adhar and bank account detail to employer many time while working there and after lefting my job but they did not accepted my request yet. In lockdown situation I want to claim my epf but can’t without KYC. Please help me out how can I claim my epf when employer is not co operative and where should I complain?

  2. Sir If a particular month’s entry is not there in the passbook , does it mean employer has not deposited the amount ? Is the passbook reliable enough to be considered as a proof of non deposit/deposit by the employer ? In this case, what can we do ?

    1. Just check if one month has double entry or double amount. In case it has there is NO issue. In case there is missing month and no entries of the same even later you must ask your employer.

  3. Thanks for this article.

    How to get updated passbook? each time I login and download the passbook, its old one i think around a year back when I first requested for the passbook. I think they wait for interest to be paid each year before updating the passbook?

  4. Sir I am getting EPF pension under EPS:95 past 11 years and shifted my residence from Chennai to bangalore. I don’t have any UAN number or KYC. Further as a senior citizen difficult to co-ordinate with Chennai. How update my latest record through online.

    1. Please speak to EPF Helpline number 1800-118-005 and see if they can help. I don’t think you can do anything online until you get your UAN. Also check your UAN status on this link.

Leave a Comment

Your email address will not be published.