Most salaried employees have EPF (Employee Provident Fund), which is regulated by EPFO. Earlier it was almost impossible to check your EPF balance in real time. But thankfully EPFO has adopted new technology with time and now you can check EPF Balance almost real time in following 5 ways.
EPF balance check on mobile number – Give Missed call to 011-22901406
Just give call to 011-22901406. The call gets disconnected after two rings and within minutes you get SMS with the EPF balance, UAN, Date of Birth, KYC status and last contribution. I like this the most as its free and instant.
How to Pay 0 Income Tax on Salary of Rs 20+ Lakh (FY 2020-21)?
As you can see with the above income tax calculation, salary components and salary structure plays a very important role in how much income tax you pay. We have come up with some optimised salary structure using which you pay NO income tax even with CTC of more than Rs 20 Lakhs.
Monthly Alerts SMS
In case your EPF account is registered with UAN Portal, you would get automatic SMS alerts about EPF balance and status. It takes around 1 – 2 months once you have registered to get the first SMS but then the alerts are regular every month.
Check PF Balance in online: Download EPF Passbook
EPF subscribers can download the EPF passbook by logging in Member Passbook Website. The passbook has monthly records of Employee/Employer contribution, Interest credited along with the final balance.
SMS EPFOHO UAN ENG to 7738299899
Just SMS EPFOHO UAN ENG to 7738299899 and you’ll get your EPF balance within minutes through SMS. The ENG in the SMS is for English. You can get the SMS is 10 languages. The picture below gives the details on what to use for which language.
SMS “EPFOHO UAN <LANGUAGE CODE>
- English – “EPFOHO UAN”
- Hindi – “EPFOHO UAN HIN”
- Punjabi – “EPFOHO UAN PUN”
- Gujarati – “EPFOHO UAN GUJ”
- Marathi – “EPFOHO UAN MAR”
- Kannada – “EPFOHO UAN KAN”
- Telugu – “EPFOHO UAN TEL”
- Tamil – “EPFOHO UAN TAM”
- Malayalam – “”EPFOHO UAN MAL”
- Bengali – “EPFOHO UAN BEN”
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UMANG Mobile App
You can download the UMANG App from EPFO. This app has all the features of the website and you can get your balance, monthly contribution etc from the same.
For all the above, you should register and activate your UAN and your Mobile number should be updated in EPF account.
Please Note there are some big employers who have their own EPF trust and so they do not deposit money with EPFO. In this case you would NOT be able to check your balance by any of the above methods. You’ll need to contact your accounts section or talk to HR about how you can check your EPF balance and contribution.
11 Situations when you can Partially Withdraw your EPF Money
EPF is a long-term investment for retirement. However EPFO allows its subscribers to withdraw money partially under some situations like for higher education, purchase of house, treatment of illness, etc. We have a post explaining the situation and documents you need to Partially Withdraw your EPF Money.
Check EPF Balance FAQs
✅How can I check EPF Balance?
In case your EPF is with the EPFO you can check your EPF balance in following 5 ways – Missed call, SMS, EPF Portal, UMNG app or subscribe to monthly SMS alerts. If your EPF is with the employer trust you can check the balance through internal portal or Accounts or HR department.
✅How can I check EPF balance on mobile using Missed call?
Give missed call to 011-22901406 to get your EPF balance. This is the easiest method to know your EPF balance. The only point to note is your mobile number should be linked to your UAN.
✅How can I check EPF balance using SMS?
SMS EPFOHO UAN ENG to 7738299899 to get your updated EPF balance. Your mobile number should be linked to your UAN.
✅How can I know my EPF balance using EPF Account Number?
EPF Account Number cannot give you the account balance directly. You need to have UAN for all balance enquiries.
✅How can I check EPF balance using Aadhar Card?
Aadhar card number is not required to check the EPF balance. It just needs to be linked to your EPF account or UAN.
✅Why my EPF balance is not updated?
The EPF balance is usually updated within 24 hours of receiving the contribution. However in case the balance is not updated for a few days so contact your accounts department.
✅Why my EPF balance is showing zero?
This happens for following reasons:
– Your EPF account is new with NO contribution
– You have withdrawn all your money or
– Your EPF balance is getting transferred to another EPF account
✅Why You Should Check EPF Balance regularly?
It’s a good idea to keep a tab on monthly contribution to EPF. There have been instances where the employer has deducted EPF from salary but failed to deposit it in EPF account. A regular tracking can help you keep a tab on these things.
✅How to check PF balance from UAN number?
UAN stands for Universal Account Number. All your EPF account is linked to single UAN Number. You can use your mobile phone through missed call or SMS if your mobile number is linked to UAN as explained above.