Taxation plays a very important role in the returns generated by your investment and so you should know how the investment is taxed before you choose one. We list down the most common investments and how they are taxed? Fixed Income/Debt Investments: 1. Saving Bank Account: Interest earned in Saving bank account up to Rs […] Continue reading →
EPF Subscribers can easily withdraw (Non-refundable PF Advance) money partially for certain situations like marriage, education, buying house/land, on unemployment, medical treatment and much more .. Continue reading →
Retirement planning is one of the most important financial goals in life of a person. Most of us have heard about Employee Provident Fund (EPF) and (Public Provident Fund) PPF for building retirement corpus but do you know how can you leverage Voluntary Provident Fund (VPF) to add zing to your corpus? What is Voluntary […] Continue reading →
Most salaried employees have EPF (Employee Provident Fund), which is regulated by EPFO. Earlier it was almost impossible to check your EPF balance in real time. But thankfully EPFO has adopted new technology with time and now you can check your EPF Balance almost real time in following 5 ways. EPF Missed call to 011-22901406 […] Continue reading →
EPF Passbook is available online and on EPFO Umang App and can be eaisly downloaded if you have active UAN number and follow some simple steps. Continue reading →
EPF interest rate is declared every year by EPFO Central Board of Trustees in consultation with Ministry of Finance. The interest rate is 8.65% for FY 2018-19 up 0.1% from FY 2017-18. Continue reading →
PPF interest rates in 2019 (January to June) is at 8%. The interest rates are declared at the beginning of every quarter starting April 2016. At the time of launch in FY 1886-87 the interest rates were at 12%. Continue reading →
PPF (Public Provident Fund) is one of the most popular and one of the best debt investment instruments. We have Excel based calculator for PPF Withdrawal, Loan and Maturity. PPF Calculator: This PPF calculator can calculate the maximum loan eligibility, partial withdrawal eligibility and the maturity value at the end of 15 years. It takes […] Continue reading →
Government of India notified that PPF account holders can now close their PPF accounts prematurely in certain extreme cases with penalty. We explain you the conditions and the penalty impact. When can PPF Account be Closed before Maturity? The PPF account can be closed before maturity if it has been operation for at least 5 […] Continue reading →