EPF Interest Rate FY 2018-19 – 8.65%

EPF interest rate is declared every year by EPFO Central Board of Trustees in consultation with Ministry of Finance. The interest rates are generally declared at the end of financial year sometime in February or March (even April).

The EPF interest rate is 8.65% for FY 2018-19 up 0.1% from FY 2017-18 when it was 8.55%.

The same interest rates are applicable for VPF (Voluntary Provident Fund). This increase will benefit six crore EPF subscribers. EPF interest is calculated every month but is deposited in the account at the end of the financial year.

PF Interest Rate

PF Interest Rate

Also Read: How to Pay 0 Income Tax on Rs 20 Lakh Salary?

EPF Interest Rates since FY 1952-53

The highest interest rate ever offered on EPF was 12% from April 1989 to June 2001. The table below gives the historical interest rate for EPF.

Financial YearInterest Rate (%) 
2018-198.65% 
2017-188.55% 
2016-178.65% 
2015-168.80% 
2014-158.75% 
2013-148.75% 
2012-138.50% 
2011-128.25% 
2010-119.50% 
2009-108.50% 
2008-098.50% 
2007-088.50% 
2006-078.50% 
2005-068.50% 
2004-059.50%9% Interest plus 0.5% Golden Jubilee bonus interest
2003-049.50% 
2002-039.50% 
2001-029.50% 
2000-0111.00%12% (April & June, 2001) and 11% (July, 2001 onwards)
1999-0012.00% 
1998-9912.00% 
1997-9812.00% 
1996-9712.00% 
1995-9612.00% 
1994-9512.00% 
1993-9412.00% 
1992-9312.00% 
1991-9212.00% 
1990-9112.00% 
1989-9012.00% 
1988-8911.80% 
1987-8811.50% 
1986-8711.00% 
1985-8610.15% 
1984-859.90% 
1983-849.15% 
1982-838.75% 
1981-828.50% 
1979-808.25% 
1978-798.25%+0.5 % bonusBonus for members who did not withdraw any amount from their PF during 1976-1977 & 1977-1978
1977-788.00% 
1976-777.50% 
1975-767.00% 
1974-756.50% 
1973-746.00% 
1972-736.00% 
1971-725.80% 
1970-715.70% 
1969-705.50% 
1968-695.25% 
1967-685.00% 
1966-674.75% 
1965-664.50% 
1964-654.25% 
1963-644.00% 
1962-633.75% 
1961-623.75% 
1960-613.75% 
1959-603.75% 
1958-593.75% 
1957-583.75% 
1956-573.50% 
1955-563.50% 
1954-553.00% 
1953-543.00% 
1952-533.00% 

One thought on “EPF Interest Rate FY 2018-19 – 8.65%

  1. Dhasarathan. S says:

    Pf checking

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