LIC warning against fraud calls from LIC and IRDA

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• I got a call from 01166151900 and 9069395066 on 23/04/2016. The caller introduced herself as Verification officer from LIC head office, Delhi. She said I had an outstanding bonus of 1,12, 850 on my money back policy and why it was not claimed and today is the last day. The bonus amount according to them was of investment made in Exide company (Document signed by me) by LIC. When I said that I had no idea, she said that my agent has deliberately done this, so that he can have my bonus amount. So to claim it they asked me to take policy of 25000 from Exide Life Insurance and give them the application no. The Exide policy according to them can be cancelled after I get my bonus claim and I will get full refund of the policy. I got a call from one person claiming to be employee of Exide Life Insurance but I asked him about his office address, so that I can visit but he was reluctant to give and insisted on that he will visit me and take the documents. And to my surprise I even got a call from Exide Life Insurance next day.

  I was surprised the lady claiming to be LIC officer was having my policy no and DOB. I am concerned how she got this details and will it cause any harm if they have my above details.

  I request you to please look into the matter.

  Thanks and Regards,

  Sanjay

  • You should inform LIC about the same. Also there is some insider hand and usually these fraudulent callers do have some data about you, else they would not be able to fool people. And thanks for sharing the phone numbers as more and more people would get aware of this.

• Hi,

  I got call on my landline phone stating my bonus from LIC policy is due, if I dont claim it will get deposted into agent account, and asked for my policy number and Date of Birth.

  Then they have given me the some file number and asked me the other person will call you and ask you the file number, please provide the same, then he will tell you the exact amount, also that person told me the amount and asked me if I can go ahead and cancel the agent code so that I can claim my bonus directly

  i have given him my Driving Licence no., Pan no., Name And DOB.
  Kindly assist me what should i do now?

  • First thing is inform LIC. These are fraudulent calls. In most cases they would not be able to do anything and all they want is to sell you another policy or ask some money. Until you have not paid them you should be safe. But always give your personal information to genuine people only as it can be misused.

• Call from +91 11 4351 9150 for LIC bonus

  The person over the phone called me and asking for claiming of bonus which is going into agent's account and asking details of which policy you have, what is amount of premium and how you are paying premium. For bonus when she asked for my details like DOB and I said I will check it myself first and if required then will go to local LIC office and if she want to help me then send details in email, then she got angry and hung up. Please be aware and I request LIC and other insurance company to spread the emails of such fake calls and protect their valuable customers.

  • You did the right thing. Thanks for reporting would help our readers.

• Since last 2/3days I was getting calls in the name of Lic, 1st day I simply refuse to give my policy no, but after that I installed True caller which showed lic Delhi regional office, so I a fool I gave my details of policy including my pan number. Pls suggest what to do take now

  • You should report this to your LIC local office and if required you can also approach Police.

• the same story in my case. i already claimed and got the amount credited to my account. but still these people persists with us saying that still some dividend amount pending from the same policies without any shame from sweet tongued ladies/girls and finally we realise that we are being conned when they demand money from us to invest in devious schemes from dubious companies.

  • Yes we all need to be very careful from such calls! Thanks for sharing

• Today I got a call from the number 1408394520. A young woman was speaking and she told me the same things (your claim is due etc. etc.). Like a fool I gave my policy no. to her (I was having high temperature at that time and was in a very mentally unstable state). I am worried now. Can she do any financial harm now with my policy no.? I too am wondering, how did she get all the details? Is LIC doing any secret investigation to find out which insider(s) are involved?

  • There is for sure insider link in these scams. I don't think any harm can be done by just knowing the Policy number. But if you are tensed I would suggest you to visit your nearest LIC office and speak to some senior person there and also file a complaint including the number you were called from.

• Recd a call from 9210736017 on Sunday claiming to be from LIC Head Office. Said we had a discussion two months back for a policy whose last day is today. when told that i do not have liquidity as of now to invest... i was told to give the documents and cheque with date of February 2016. But the same has to be processed now as there is a special 10% discount on the Premium for the 1st year.
  I was also directed to a website to check the details.
  There is a non verified website http://www.licindia.co.in that has been made to mirror the original lic website .
  http://www.licindia.in which can throw gullible people off track.

  When i mentioned the same and told that i do not have liquidity now, the phone was disconnected.

  Please beware of such fraudulent calls

  • Thank you for sharing - will help our readers for sure.

• Hi,
  I got call on my mobile from phone No(120 4780600)stating my bonus from LIC policy is due, if I dont claim it will get deposted into GOVT account, and asked for my policy number and Date of Birth.

  Then they have given me the some file number and asked me the other person will call you and ask you the file number, please provide the same, then he will tell you the exact amount, also that person told me the amount and asked me if I can go ahead and cancel the agent code so that I can claim my bonus directly. Need assistance

  Regarda
  Bobby

  • Also if you look the number given by you in Truecaller, it's listed as Reliance Life Insurance, Ghaziabad and is marked spam by a lot of people.

  • This is fraud call. No insurance company can deposit your rightful bonus amount to any Government account. Just tell the caller to mind his own business. Also sooner or later they would tell you to deposit some money or cancel this policy or buy a new policy.

    I am sure you too doubted their intentions and so putting your comment here. Just ignore such call or go ahead and file a complaint.

• We recieved a call from one Vikas who gave full details of our policy number and the name of the policy holder saying that ihe last day to collect our dividend was that day and we needed to withdraw immediatley else the money wll go to LIC agent 50% and LIC regional office 50% and he will help us get the money within next day and asked us for bank details and IFSC code etc where we want it transferred but the funniest was he asked us for our bank passoword.. Luckily being Govt servants we knew no agencies can take our rightful amount just within 3 months. Our surprise is how did they get all details. Is your system hacked or do u have an inside source aiding these people by providing all these details . have you investigated into these. Getting our policy number and details of the policy holder is a surprise. We immediatley contacted our agent who said not to give the details and it was fraud

  • Thanks for sharing. The fraud is not possible without some insider being involved.

• One more from Puja Gupta,( Accounts department), Delhi calling from +911409801051 telling the same.