Most of people who are employed are provided with medical insurance cover by their respective employers. But the question is – is that medical insurance enough or you need to top up this insurance with some individual policies.
Here is a brief analysis:
Average Medical cover given by companies: Rs. 2 – 3 Lakhs
Cost of Treatment for some common ailments (in metro cities)
We also need to take in to account the cost of medical treatment is going up by 12-18% year on year.
Taking all this together, it’s recommended that
Cost of top-up cover
The annual premium for a Rs. 5 Lakhs top up cover is as follows:
Here is an Info graphic representing the above points
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