Categories: Company Fixed DepositsFixed DepositFixed Income

DHFL Aashray Fixed Deposit Scheme

DHFL (Dewan Housing Finance Ltd.) is the third largest housing finance company & the second largest housing finance company in the private sector.

Credit Rating for DHFL:

AA+ by CARE (Indicates High Quality by all Standards & High Investment Safety)
FAAA by BWR (Indicates Excellent Credit Quality & High Investment Safety)

Highlights of DHFL Aashray Fixed Deposit Scheme:

Safe, Secure Earnings of Short/Medium/Long term investment
High Returns for Longer Tenures up to 84 months
Extra earnings for Senior Citizens, Widows, Armed Forces Personal & Existing DHFL Home Loan borrowers / Stake Holders
Liquid Investments
ECS facility for Interest Payments

Privilege customers: Senior Citizens, Widows, Armed Forces Personal & Existing DHFL Home Loan borrowers/ Stake Holders

DHFL Cumulative Scheme:

	Deposit <Rs.25 Lac				Deposit >Rs.25 Lac & Above
Period in Months	General		Privilege Customers		General		Privilege Customers
Period in Months	ROI %	Annual Yield %	ROI %	Annual Yield %	ROI %	Annual Yield %	ROI %	Annual Yield %
12	10.5	10.78	11	11.3	10.75	11.04	11.25	11.57
24	10.5	11.36	11	11.94	10.75	11.65	11.25	12.24
36	10.5	11.98	11	12.63	10.75	12.3	11.25	12.96
48	10.5	12.65	11	13.37	10.75	13	11.25	13.73
60	10.5	13.36	11	14.16	10.75	13.76	11.25	14.57
72	10.5	14.13	11	15.02	10.75	14.57	11.25	15.48
84	10.5	14.96	11	15.94	10.75	15.45	11.25	16.45

Minimum Deposit Rs 2,000 with multiple of Rs 1,000

DHFL Certificate Scheme:

	Deposit <Rs.25 Lac						Deposit >Rs.25 Lac & Above
	General			Privilege Customers			General			Privilege Customers
Period (Months)	Int: Rate in %	Certificate scheme for Rs 10000/- amount to be deposited	Annual Yield %	Int: Rate in %	Certificate scheme for Rs 10000/- amount to be deposited	Annual Yield %	Int: Rate in %	Certificate scheme for Rs 10000/- amount to be deposited	Annual Yield %	Int: Rate in %	Certificate scheme for Rs 10000/- amount to be deposited	Annual Yield %
12	10.5	9025	10.78	11	8985	11.3	10.75	9005	11.04	11.25	8965	11.57
24	10.5	8150	11.36	11	8071	11.94	10.75	8110	11.65	11.25	8032	12.24
36	10.5	7356	11.98	11	7252	12.63	10.75	7305	12.3	11.25	7202	12.96
48	10.5	6640	12.65	11	6517	13.37	10.75	6579	13	11.25	6454	13.73
60	10.5	5995	13.36	11	5855	14.16	10.75	5924	13.76	11.25	5785	14.57
72	10.5	5411	14.13	11	5260	15.02	10.75	5335	14.57	11.25	5185	15.48
84	10.5	4885	14.96	11	4726	15.94	10.75	4804	15.45	11.25	4648	16.45

Minimum Deposit Rs 10,000 with multiple of Rs 1,000

DHFL Non Cumulative Scheme:

	Less Than Rs.25 Lakh				25 Lac and above				Rs.25 Lacs & Above Preivilage Customer
Period in months	Yearly	Half yearly	Quartly	Monthly	Yearly	Half yearly	Quartly	Monthly	Yearly	Half yearly	Quartly	Monthly
12	10.75	10.5	10.38	10.3	11	10.75	10.63	10.55	11.5	11.25	11.13	11.05
24	10.75	10.5	10.38	10.3	11	10.75	10.63	10.55	11.5	11.25	11.13	11.05
36	10.75	10.5	10.38	10.3	11	10.75	10.63	10.55	11.5	11.25	11.13	11.05
48	10.75	10.5	10.38	10.3	11	10.75	10.63	10.55	11.5	11.25	11.13	11.05
60	10.75	10.5	10.38	10.3	11	10.75	10.63	10.55	11.5	11.25	11.13	11.05
72	10.75	10.5	10.38	10.3	11	10.75	10.63	10.55	11.5	11.25	11.13	11.05
84	10.75	10.5	10.38	10.3	11	10.75	10.63	10.55	11.5	11.25	11.13	11.05
Privilege	11.25	11	10.88	10.8	–	–	–	–	–	–	–	–

Minimum deposit for monthly interest plan is Rs.20,000
Minimum deposit for others Rs.10,000
Amount of over the minimum will be in multiples of Rs 1,000

DHFL Small Savings Scheme:

Monthly Deposit Rs	Period in Months	Rate of Interest %
500	Up to 36 months	10.5
500	Above 36Upto 84 months	10.5

Recurring Deposit Amount per month can be flexible subject to a minimum of Rs 500 and in multiples of Rs 100
Without any ceiling monthly installment can be stepped up in multiples of Rs 100 above the chosen installment
It can also be stepped down but not below the chosen installment

Know more about the scheme by downloading the form below.

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Amit

Hi Readers! I am Amit, the mind behind Apnaplan.com I am MBA from NITIE, Mumbai and BIT from Delhi University. This blog is my online diary where I write about my tryst with my investment decisions. In the 400+ posts on this blog you will find articles on Personal Financial Planning, Investments, Retirement Planning, Insurance, Loans, Fixed Deposits, Provident Funds, Stock Markets, Gold, Silver, Real Estate Investment, Credit Cards, Credit Score, Taxation, Inheritance Planning and Reviews on various Financial Products.