50 Best Bank Fixed Deposit Schemes – Jan 2013

There is speculation that RBI in next monetary policy review next week is going to reduce interest rates. On one side it would decrease your EMI burden while on the other side it would also reduce interest rates on Fixed Deposits. So it might be good idea to invest in Fixed Deposits before rates go down.

Here is 50 Best Fixed deposit scheme spanning across various banks and different tenures that you can choose from.

The rates are applicable for general public as of January 18, 2013. Some banks/ tenures may offer higher interest rates for Senior citizens or their employees or ex-employees.

[button link=”https://www.apnaplan.com/highest-interest-rate-on-bank-fixed-deposits-fd/” size=”large” style=”tick” color=”green” text=”light”]Click for Best Interest Rate on FDs for General public [/button]

[button link=”https://www.apnaplan.com/highest-tax-saving-bank-fixed-deposit-rates-us-80c/” size=”large” style=”tick” color=”darkcyan” text=”light”]Click for Best Interest Rate on FDs for Senior Citizens[/button]

Fixed Deposit Highlights:

1. The highest Fixed Deposit Rate is 10% offered by City Union Bank for 500 Days
2. Most of the deposit in lists are of special duration such has 555 days, 1000 days, 1111 days, etc
3. For tenure of less than 1 Year the highest FD Rate is 9.05% by State Bank of Bikaner and Jaipur for 50 Weeks
4. For tenure of 1 to 2 Years the highest FD Rate is 10% by City Union Bank for 500 Days
5. For tenure of 2 to 5 Years the highest FD Rate is 9.50% by Tamilnad Mercantile Bank Limited for Above 1 Year to 5 years
6. For tenure of more than 5 Years the highest FD Rate is 9.25% by Tamilnad Mercantile Bank Limited for 5 to 10 Years

The list below is shorted by Fixed Deposit interest rates offered.

Disclaimer: Interest rates can change from time to time. Please check the latest interest rates with the bank before investing.