Mutual Funds to Park money for Short Time<\/a><\/p><\/blockquote>\nHow should you invest?<\/h2>\n
If you are salaried or have a constant income every month, you should go for SIP as that matches with your cash flows.<\/strong> For money you got as bonus or proceeds from existing investment or gift, you can invest in SIP or lump sum depending on your comfort level and understanding of market. If you think the market is under-valued (Low PE is one such metric) you can go with lump-sum while in over-valued market (like present situation) you might want to invest in Debt Fund and DO STP (Systematic Transfer Plan) in equity fund.<\/strong><\/p>\nEven while regular SIP you should make occasional Lump sum investments in months\/periods<\/strong> when there is sharp fall or market in under-valued (as analysed by you). To conclude there is NO definite winner between SIP vs. Lump sum but SIP & Lump sum investment together with some sensible market time is the way to invest!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"SIP (Systematic Investment Plan) or Lump sum – Which is the Best way to invest in Mutual Fund? Which investment method would lead to higher returns? A question asked by almost all new investors. We help you find an answer to this eternal debate. SIP was introduced by Franklin Templeton Mutual Fund more than 15 […]<\/p>\n","protected":false},"author":1,"featured_media":8588,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[3013,4],"tags":[3593,3594,3597,12,3595,13,3596],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison.png",1028,574,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison-300x168.png",300,168,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison-768x429.png",768,429,true],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison-1024x572.png",1024,572,true],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison.png",1028,574,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison.png",1028,574,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2017\/08\/SIP-Vs-Lump-sum-in-Mutual-Fund-A-Comparison.png",120,67,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":9,"uagb_excerpt":"SIP (Systematic Investment Plan) or Lump sum – Which is the Best way to invest in Mutual Fund? Which investment method would lead to higher returns? A question asked by almost all new investors. We help you find an answer to this eternal debate. SIP was introduced by Franklin Templeton Mutual Fund more than 15…","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/8586"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=8586"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/8586\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/8588"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=8586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=8586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=8586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}