{"id":7764,"date":"2021-06-29T16:25:00","date_gmt":"2021-06-29T10:55:00","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=7764"},"modified":"2021-06-30T02:52:11","modified_gmt":"2021-06-29T21:22:11","slug":"investment-risks","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/investment-risks\/","title":{"rendered":"11 Investment Risks that You Must Know Before putting Your Money"},"content":{"rendered":"\n
With popularity of Mutual Funds you must have heard\u00a0\u201cMutual fund investments are subject to market risks\u00a0Please read\u00a0the offer document carefully before investing<\/strong>“. But do only mutual fund have investment risk and other investments are risk-free?<\/p>\n\n\n\n In fact you might not realize but what you consider as \u201cSafest\u201d like Fixed Deposit also carries some investment risk.<\/strong> This post tells you the risks that are associated with various investments and how to deal with\u00a0them. This would help you think and take better decisions.<\/p>\n\n\n\n We start with the most popular investment idea \u2013 Fixed Deposits. Most investors consider FD as Risk Free but this is NOT true<\/strong>. Below are the risks associated with investment in Fixed Income\/Debt instruments like Fixed Deposit, Bonds, etc.<\/p>\n\n\n\n The Risk:<\/strong> You might not get principal and interest due on time or not get back at all<\/p>\n\n\n\n Fixed Deposit with Banks is one of the most popular and convenient investment option. To help you choose the best, we compare the interest rates on fixed deposit across all major 48 banks in India including government, private, foreign and small financial banks<\/a> in India every month. This may prove to be quite handy for you in choose the Best Bank FD scheme<\/a>.<\/p><\/div><\/div>\n\n\n\n Recent Events:<\/strong><\/p>\n\n\n\n DHFL, Helios and Matheson Information Technology, Jaypee Infratech, Jaiprakash Associates, Valecha Engineering, Ansal Properties, Elder Pharmaceuticals, Zenith Birla, Unitech Ltd and Rasoya Proteins are some of the BIG companies which have defaulted on their fixed deposit payments.<\/p>\n\n\n\n How to mitigate Credit Risk?<\/strong><\/p>\n\n\n\n 1. Always invest in fixed deposits\/ bonds of high Credit rated companies.<\/strong> Retail investors should not risk their money with companies with \u2018A\u2019 or lower ratings.<\/p>\n\n\n\nInvestment Risk in Fixed Deposit, Bonds, and other Fixed Income Instruments<\/h2>\n\n\n\n
Default or Credit Risk<\/span><\/h3>\n\n\n\n
Get Highest Fixed Deposit Interest Rates<\/strong><\/strong><\/h4>