{"id":746,"date":"2011-10-16T18:07:56","date_gmt":"2011-10-16T18:07:56","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=746"},"modified":"2014-07-30T18:07:43","modified_gmt":"2014-07-30T18:07:43","slug":"invest-in-corporate-fixed-deposits","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/invest-in-corporate-fixed-deposits\/","title":{"rendered":"Invest in Corporate Fixed Deposits"},"content":{"rendered":"

\"Corporate_fixed_deposits_NCD\"<\/a>With rising interest rates and volatile market investors are looking for save heavens. And the most popular instrument is Bank Fixed Deposits. But with rising interest rate coupled with tougher loan criteria from banks, companies have come out with attractive fixed deposit schemes with attractive interest rates. These are also known as Corporate fixed deposits and non-convertible debentures (NCDs).<\/p>\n

A word of caution – the returns seems attractive but these investments are usually more riskier than bank fixed deposits and there have been several instances of default by companies in the past in India. So a due diligence on rating and past records is advised.<\/p>\n

Below is a list of companies with their rating and interest rate offered for different tenures.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Company Name<\/th>\nRating<\/th>\nInterest rate for 6 Months<\/th>\nInterest rate for\u00a01 Year<\/th>\nInterest rate for\u00a02\u00a0Years<\/th>\nInterest rate for\u00a03\u00a0Years<\/th>\nInterest rate for\u00a05\u00a0Years<\/th>\nAdditional Interest for Senior Citizens<\/th>\n<\/tr>\n<\/thead>\n
Alembic Pharmaceuticals Ltd<\/td>\n<\/td>\n<\/td>\n9.50%<\/td>\n9.00%<\/td>\n9.00%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Ansal Housing & Constructions Ltd<\/td>\n<\/td>\n10.00%<\/td>\n11.00%<\/td>\n11.00%<\/td>\n11.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Ansal Properties & Infrastructure Ltd<\/td>\n<\/td>\n11.50%<\/td>\n12.00%<\/td>\n12.25%<\/td>\n12.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Apollo Hospitals Enterprises Ltd<\/td>\n<\/td>\n<\/td>\n9.00%<\/td>\n9.25%<\/td>\n9.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Canfin Homes Ltd<\/td>\nICRA-MAA+<\/td>\n<\/td>\n9.75%<\/td>\n9.75%<\/td>\n9.50%<\/td>\n8.50%<\/td>\n0.50% (upto 1 cr)<\/td>\n<\/tr>\n
DHFL Aashray Deposit Scheme 365 Days<\/td>\nCARE-AA+;\u00a0BWR-FAAA<\/td>\n<\/td>\n11.00%<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
DHFL Aashray Deposit Scheme<\/td>\nCare AA+;\u00a0BWR FAAA<\/td>\n<\/td>\n<\/td>\n10.75% (400 Days)<\/td>\n<\/td>\n<\/td>\n0.50%<\/td>\n<\/tr>\n
DHFL-Aashray Deposit Plus<\/td>\nCARE-AA+;\u00a0BWR-FAAA<\/td>\n<\/td>\n10.50%<\/td>\n10.50%<\/td>\n10.50%<\/td>\n10.50%<\/td>\n0.50%<\/td>\n<\/tr>\n
DHFL-Swayam Sidha Deposit<\/td>\n<\/td>\n<\/td>\n<\/td>\n\u00a010.50%\u00a0(500 Days)<\/td>\n<\/td>\n<\/td>\n0.50%<\/td>\n<\/tr>\n
Elder Pharmaceuticals Limited<\/td>\n<\/td>\n<\/td>\n10.00%<\/td>\n11.00%<\/td>\n12.00%<\/td>\n<\/td>\n0.50%<\/td>\n<\/tr>\n
Exim Bank of India<\/td>\nCRISIL-FAAA;\u00a0ICRA-MAAA;\u00a0FITCH- TAAA<\/td>\n<\/td>\n9.25%<\/td>\n9.25%<\/td>\n9.25%<\/td>\n9.00%<\/td>\n0.50%<\/td>\n<\/tr>\n
Fenner (India) Ltd<\/td>\n<\/td>\n<\/td>\n9.00%<\/td>\n9.25%<\/td>\n9.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Gabriel India Limited<\/td>\n<\/td>\n<\/td>\n9.00%<\/td>\n9.50%<\/td>\n10.00%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
GATI Ltd<\/td>\n<\/td>\n<\/td>\n10.00%<\/td>\n10.50%<\/td>\n11.00%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
HDFC Ltd<\/td>\nCRISIL-FAAA;\u00a0ICRA-MAAA<\/td>\n<\/td>\n9.50%<\/td>\n9.65%<\/td>\n9.75%<\/td>\n9.50%<\/td>\n0.25%<\/td>\n<\/tr>\n
HDFC Ltd-PLATINUM DEPOSIT<\/td>\nCRISIL-FAAA;\u00a0ICRA-MAAA<\/td>\n<\/td>\n10.00% (15 Months)<\/td>\n<\/td>\n10.00% (33 Months)<\/td>\n<\/td>\n0.25%<\/td>\n<\/tr>\n
HUDCO<\/td>\nFITCH-TAAA;\u00a0CARE-AA+<\/td>\n<\/td>\n9.40%<\/td>\n9.40%<\/td>\n9.10%<\/td>\n9.10%<\/td>\n0.25%<\/td>\n<\/tr>\n
ICICI Home Finance<\/td>\nICRA-MAAACARE-AAA<\/td>\n<\/td>\n8.25%<\/td>\n8.75%<\/td>\n8.75%<\/td>\n8.50%<\/td>\n0.25%<\/td>\n<\/tr>\n
J.K Laxmi Cement Ltd<\/td>\n<\/td>\n<\/td>\n9.00%<\/td>\n9.25%<\/td>\n9.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
J.K.Tyre & Industries Ltd<\/td>\n<\/td>\n<\/td>\n9.00%<\/td>\n9.25%<\/td>\n9.50%<\/td>\n<\/td>\n0.50%<\/td>\n<\/tr>\n
Jaiprakash Associates Ltd<\/td>\n<\/td>\n11.50%<\/td>\n11.75%<\/td>\n12.25%<\/td>\n12.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Jaypee Infratech Limited<\/td>\n<\/td>\n11.50%<\/td>\n11.75%<\/td>\n12.25%<\/td>\n12.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
JK Paper Ltd<\/td>\n<\/td>\n<\/td>\n8.50%<\/td>\n9.00%<\/td>\n9.50%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Kerala Transport Development Finance Corporation Limited<\/td>\n<\/td>\n<\/td>\n10.25%<\/td>\n10.25%<\/td>\n10.25%<\/td>\n10.00%<\/td>\n0.25%<\/td>\n<\/tr>\n
LIC Housing Finance Ltd<\/td>\nCRISIL- FAAA<\/td>\n<\/td>\n9.00%<\/td>\n9.25%<\/td>\n9.50%<\/td>\n9.50%<\/td>\n0.10% upto Rs. 50,000 and 0.25% for above Rs. 50,000<\/td>\n<\/tr>\n
Mahindra and Mahindra Financial Services Ltd<\/td>\n<\/td>\n<\/td>\n9.50%<\/td>\n10.25%<\/td>\n10.50%<\/td>\n10.00%<\/td>\n<\/td>\n<\/tr>\n
NTPC Limited<\/td>\nCRISIL-FAAA<\/td>\n<\/td>\n7.50%<\/td>\n7.75%<\/td>\n8.00%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
OCL Limited<\/td>\n<\/td>\n<\/td>\n7.50%<\/td>\n8.00%<\/td>\n8.00%<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Plethico Pharmaceuticals Limited<\/td>\n<\/td>\n<\/td>\n11.00%<\/td>\n11.50%<\/td>\n12.00%<\/td>\n<\/td>\n0.50%<\/td>\n<\/tr>\n
PNB Housing Finance Ltd<\/td>\nCRISIL –\u00a0FAAA<\/td>\n<\/td>\n9.50%<\/td>\n9.50%<\/td>\n9.75%<\/td>\n9.75%<\/td>\n0.50%<\/td>\n<\/tr>\n
Premier Ltd<\/td>\n<\/td>\n<\/td>\n<\/td>\n11.00%<\/td>\n11.50%<\/td>\n<\/td>\n0.50%<\/td>\n<\/tr>\n
Shriram Transport Finance UNNATI Scheme<\/td>\nCRISIL-FAA+;\u00a0ICRA-MAA+<\/td>\n<\/td>\n9.25%<\/td>\n9.75%<\/td>\n10.75%<\/td>\n10.75%<\/td>\n<\/td>\n<\/tr>\n
SIDBI<\/td>\nCRISIL-FAAA;\u00a0CARE-AAA<\/td>\n<\/td>\n9.50%<\/td>\n9.25%<\/td>\n9.25%<\/td>\n9.00%<\/td>\n0.50%<\/td>\n<\/tr>\n
TN Power Finance & Infrastructure Dev Corp. Ltd<\/td>\n<\/td>\n<\/td>\n9.25%<\/td>\n9.50%<\/td>\n10.00%<\/td>\n10.00%<\/td>\n0.25% upto 2 years and 0.50% for 3 years & above<\/td>\n<\/tr>\n
United Spirits Limited<\/td>\n<\/td>\n<\/td>\n11.00%<\/td>\n11.50%<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Note: All care has been taken that the above information is accurate. However you are advised to consult your financial advisor or respective companies before you make an investment.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

With rising interest rates and volatile market investors are looking for save heavens. And the most popular instrument is Bank Fixed Deposits. But with rising interest rate coupled with tougher loan criteria from banks, companies have come out with attractive fixed deposit schemes with attractive interest rates. These are also known as Corporate fixed deposits […]<\/p>\n","protected":false},"author":1,"featured_media":748,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[31,30],"tags":[2813,193,2828],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits.jpg",251,201,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits-150x150.jpg",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits.jpg",251,201,false],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits.jpg",251,201,false],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits.jpg",251,201,false],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits.jpg",251,201,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits.jpg",251,201,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2011\/10\/Corporate_fixed_deposits.jpg",120,96,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"With rising interest rates and volatile market investors are looking for save heavens. And the most popular instrument is Bank Fixed Deposits. But with rising interest rate coupled with tougher loan criteria from banks, companies have come out with attractive fixed deposit schemes with attractive interest rates. These are also known as Corporate fixed deposits…","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/746"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=746"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/746\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/748"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}