{"id":340,"date":"2018-08-04T09:49:34","date_gmt":"2018-08-04T04:19:34","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=340"},"modified":"2018-08-04T09:51:43","modified_gmt":"2018-08-04T04:21:43","slug":"which-is-the-best-day-for-sip-in-mutual-fund","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/which-is-the-best-day-for-sip-in-mutual-fund\/","title":{"rendered":"Which is the Best day for SIP in Mutual Fund?"},"content":{"rendered":"

Our fancy for higher returns never ends! A very common question that is often asked by new Mutual Fund Investors is “Which date should I choose for SIP in Mutual Fund”? The thought behind being Can I generate extra return by timing my SIP!\u00a0<\/strong><\/p>\n

If you think\u00a0SIP or Systematic Investment Plan was designed to get rid of the\u00a0“Market timing Psyche” and invest regularly. But then it does not hurt if we get little extra by choosing the right date. In this post we answer if there is “Best Day” for SIP Investment and if yes Which Date?<\/strong><\/p>\n

\"Best
Best day for SIP in Mutual Funds<\/strong><\/figcaption><\/figure>\n

Best Day for SIP in Mutual Funds Analysis:<\/h2>\n

I did this analysis a few years back and hence the data is bit dated, but the concept still holds true!<\/em><\/p>\n

For my analysis I choose the closing point of NIFTY for the period of 1st January 2000 \u2013 31st<\/sup> December 2009 (ten year period). Here I assumed that I could buy 1 unit of NIFTY by paying amount equal to its value, for e.g. As on 31st<\/sup> December 2009 the value of NIFTY was 5201.05, so I assumed that I could buy 1 unit of NIFTY by paying Rs. 5201.05<\/em>.<\/p>\n

The second thing is I calculated how much units of NIFTY I can buy monthly with a SIP of Rs 10,000 every month.<\/p>\n

\n

Also Read:<\/strong>\u00a0Why Investing in Mutual Fund NFOs is Bad Idea?<\/a><\/p>\n<\/blockquote>\n

All my calculations are based the way real SIP happens,<\/strong> i.e. if the market is closed on the SIP date then that investment is done on next business day. For e.g. If you do SIP on 1st of every month & market is closed on 1st your SIP would happen on next day when markets open which may be 2nd, 3rd, 4th or 5th.<\/p>\n

Best day for SIP in my analysis means the day when you could buy the maximum number of units while worst day is just the opposite.<\/strong><\/p>\n

Calculation Sheet for every Year:<\/h3>\n

The table below shows the total NIFTY units I could buy in respective years if I did a SIP on the respective date.<\/strong> At the end of table I have mentioned the day which was best & worst for SIP. The last row has the percentage gain you would have made had you invested on best day over worst day.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
SIP Date<\/strong><\/td>\n2000<\/strong><\/td>\n2001<\/strong><\/td>\n2002<\/strong><\/td>\n2003<\/strong><\/td>\n2004<\/strong><\/td>\n2005<\/strong><\/td>\n2006<\/strong><\/td>\n2007<\/strong><\/td>\n2008<\/strong><\/td>\n2009<\/strong><\/td>\n<\/tr>\n
1<\/td>\n85.2<\/td>\n107.5<\/td>\n114.8<\/td>\n102.5<\/td>\n69.1<\/td>\n53.9<\/td>\n36.3<\/td>\n27.3<\/td>\n28.3<\/td>\n31.6<\/td>\n<\/tr>\n
2<\/td>\n84.7<\/td>\n107.8<\/td>\n114.8<\/td>\n102.1<\/td>\n68.6<\/td>\n53.8<\/td>\n36.1<\/td>\n27.2<\/td>\n28.2<\/td>\n31.4<\/td>\n<\/tr>\n
3<\/td>\n84.8<\/td>\n108.1<\/td>\n114.9<\/td>\n102<\/td>\n68.7<\/td>\n53.5<\/td>\n36.1<\/td>\n27.3<\/td>\n28.3<\/td>\n31.3<\/td>\n<\/tr>\n
4<\/td>\n84.5<\/td>\n107.8<\/td>\n114.5<\/td>\n101.7<\/td>\n68.3<\/td>\n53.4<\/td>\n36<\/td>\n27.3<\/td>\n28.3<\/td>\n31.3<\/td>\n<\/tr>\n
5<\/td>\n84.2<\/td>\n107.4<\/td>\n114.2<\/td>\n101.7<\/td>\n68<\/td>\n53.6<\/td>\n35.9<\/td>\n27.3<\/td>\n28.4<\/td>\n31.4<\/td>\n<\/tr>\n
6<\/td>\n84.2<\/td>\n107.5<\/td>\n113.8<\/td>\n101.5<\/td>\n67.9<\/td>\n53.8<\/td>\n36<\/td>\n27.2<\/td>\n28.5<\/td>\n31.4<\/td>\n<\/tr>\n
7<\/td>\n83.7<\/td>\n107.9<\/td>\n113.7<\/td>\n101.6<\/td>\n67.7<\/td>\n53.7<\/td>\n36.2<\/td>\n27.2<\/td>\n28.6<\/td>\n31.4<\/td>\n<\/tr>\n
8<\/td>\n82.8<\/td>\n107.5<\/td>\n113.5<\/td>\n101.7<\/td>\n67.8<\/td>\n53.7<\/td>\n36.4<\/td>\n27.2<\/td>\n28.5<\/td>\n31.6<\/td>\n<\/tr>\n
9<\/td>\n82.6<\/td>\n107.5<\/td>\n113.6<\/td>\n101.6<\/td>\n67.8<\/td>\n53.7<\/td>\n36.2<\/td>\n27.2<\/td>\n28.5<\/td>\n31.6<\/td>\n<\/tr>\n
10<\/td>\n83.4<\/td>\n107.7<\/td>\n113.6<\/td>\n102<\/td>\n67.9<\/td>\n53.5<\/td>\n36.3<\/td>\n27.3<\/td>\n28.6<\/td>\n31.6<\/td>\n<\/tr>\n
11<\/td>\n84.4<\/td>\n108.1<\/td>\n113.3<\/td>\n102<\/td>\n68.4<\/td>\n53.5<\/td>\n36.4<\/td>\n27.2<\/td>\n28.7<\/td>\n31.5<\/td>\n<\/tr>\n
12<\/td>\n84.3<\/td>\n108.6<\/td>\n113.1<\/td>\n102.1<\/td>\n68.6<\/td>\n53.6<\/td>\n36.4<\/td>\n27.1<\/td>\n28.8<\/td>\n31.5<\/td>\n<\/tr>\n
13<\/td>\n84.8<\/td>\n109.2<\/td>\n113.2<\/td>\n102.2<\/td>\n68.5<\/td>\n53.4<\/td>\n36.6<\/td>\n26.9<\/td>\n29<\/td>\n31.3<\/td>\n<\/tr>\n
14<\/td>\n85<\/td>\n109.3<\/td>\n113.2<\/td>\n102.4<\/td>\n69<\/td>\n53.7<\/td>\n36.5<\/td>\n26.8<\/td>\n28.8<\/td>\n31.1<\/td>\n<\/tr>\n
15<\/td>\n85.2<\/td>\n109.6<\/td>\n112.9<\/td>\n101.8<\/td>\n69.8<\/td>\n53.6<\/td>\n36.3<\/td>\n26.9<\/td>\n29.2<\/td>\n31.2<\/td>\n<\/tr>\n
16<\/td>\n85.5<\/td>\n109.6<\/td>\n113.1<\/td>\n101.2<\/td>\n69.8<\/td>\n53.6<\/td>\n36.1<\/td>\n26.9<\/td>\n29.2<\/td>\n30.7<\/td>\n<\/tr>\n
17<\/td>\n85.5<\/td>\n109.1<\/td>\n112.9<\/td>\n101.4<\/td>\n69.5<\/td>\n53.6<\/td>\n36.1<\/td>\n27<\/td>\n29.4<\/td>\n30.8<\/td>\n<\/tr>\n
18<\/td>\n86<\/td>\n108.7<\/td>\n113.3<\/td>\n101.6<\/td>\n69.3<\/td>\n53.6<\/td>\n36.2<\/td>\n26.9<\/td>\n29.4<\/td>\n30.7<\/td>\n<\/tr>\n
19<\/td>\n86.1<\/td>\n108.2<\/td>\n114<\/td>\n101.7<\/td>\n69.1<\/td>\n53.8<\/td>\n36.4<\/td>\n26.8<\/td>\n29.5<\/td>\n30.7<\/td>\n<\/tr>\n
20<\/td>\n86.3<\/td>\n108.6<\/td>\n114.2<\/td>\n101.4<\/td>\n69.6<\/td>\n53.8<\/td>\n36.4<\/td>\n26.8<\/td>\n29.7<\/td>\n30.9<\/td>\n<\/tr>\n
21<\/td>\n87<\/td>\n109<\/td>\n114.4<\/td>\n101.5<\/td>\n69.7<\/td>\n53.7<\/td>\n36.3<\/td>\n26.8<\/td>\n29.5<\/td>\n30.9<\/td>\n<\/tr>\n
22<\/td>\n88<\/td>\n109<\/td>\n114.4<\/td>\n101.5<\/td>\n69.6<\/td>\n53.8<\/td>\n36.2<\/td>\n26.6<\/td>\n29.8<\/td>\n30.9<\/td>\n<\/tr>\n
23<\/td>\n88.5<\/td>\n109.3<\/td>\n114.5<\/td>\n102<\/td>\n69.5<\/td>\n53.9<\/td>\n36<\/td>\n26.6<\/td>\n29.8<\/td>\n30.7<\/td>\n<\/tr>\n
24<\/td>\n88.2<\/td>\n109.2<\/td>\n114.3<\/td>\n101.4<\/td>\n69.2<\/td>\n53.8<\/td>\n36<\/td>\n26.6<\/td>\n30.5<\/td>\n30.5<\/td>\n<\/tr>\n
25<\/td>\n87.9<\/td>\n109.5<\/td>\n114.7<\/td>\n101.3<\/td>\n69.2<\/td>\n53.5<\/td>\n35.8<\/td>\n26.4<\/td>\n30.5<\/td>\n30.4<\/td>\n<\/tr>\n
26<\/td>\n87.6<\/td>\n109.3<\/td>\n115<\/td>\n100.7<\/td>\n68.8<\/td>\n53.3<\/td>\n35.7<\/td>\n26.3<\/td>\n30.4<\/td>\n30.3<\/td>\n<\/tr>\n
27<\/td>\n87.1<\/td>\n109.6<\/td>\n115.2<\/td>\n100.5<\/td>\n68.8<\/td>\n53.3<\/td>\n35.5<\/td>\n26.5<\/td>\n30.6<\/td>\n30.3<\/td>\n<\/tr>\n
28<\/td>\n87.1<\/td>\n108.5<\/td>\n115.7<\/td>\n100.1<\/td>\n69<\/td>\n53.3<\/td>\n35.6<\/td>\n26.6<\/td>\n30.3<\/td>\n30.5<\/td>\n<\/tr>\n
Best SIP Day<\/strong><\/span><\/td>\n23<\/strong><\/span><\/td>\n27<\/strong><\/span><\/td>\n28<\/strong><\/span><\/td>\n1<\/strong><\/span><\/td>\n16<\/strong><\/span><\/td>\n23<\/strong><\/span><\/td>\n13<\/strong><\/span><\/td>\n10<\/strong><\/span><\/td>\n27<\/strong><\/span><\/td>\n9<\/strong><\/span><\/td>\n<\/tr>\n
Worst SIP Day<\/strong><\/span><\/td>\n9<\/strong><\/span><\/td>\n5<\/strong><\/span><\/td>\n15<\/strong><\/span><\/td>\n28<\/strong><\/span><\/td>\n7<\/strong><\/span><\/td>\n28<\/strong><\/span><\/td>\n27<\/strong><\/span><\/td>\n26<\/strong><\/span><\/td>\n2<\/strong><\/span><\/td>\n27<\/strong><\/span><\/td>\n<\/tr>\n
# Units Purchased on Best Day<\/td>\n88.5<\/td>\n109.6<\/td>\n115.7<\/td>\n102.5<\/td>\n69.8<\/td>\n53.9<\/td>\n36.6<\/td>\n27.3<\/td>\n30.6<\/td>\n31.6<\/td>\n<\/tr>\n
# Units Purchased on Worst Day<\/td>\n82.6<\/td>\n107.4<\/td>\n112.9<\/td>\n100.1<\/td>\n67.7<\/td>\n53.3<\/td>\n35.5<\/td>\n26.3<\/td>\n28.2<\/td>\n30.3<\/td>\n<\/tr>\n
% Gain (Best Over Worst Day)<\/strong><\/td>\n7.10%<\/strong><\/td>\n2.00%<\/strong><\/td>\n2.50%<\/strong><\/td>\n2.40%<\/strong><\/td>\n3.10%<\/strong><\/td>\n1.20%<\/strong><\/td>\n2.80%<\/strong><\/td>\n3.70%<\/strong><\/td>\n8.30%<\/strong><\/td>\n4.40%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Best Days for SIP:<\/strong> 23, 27<\/p>\n

Worst Days for SIP:<\/strong> 27, 28<\/p>\n

Its amazing to see 27th<\/sup> occur as best day twice and also worst day twice in the period of 10 years. This proves to an extent that timing the Market by choosing SIP dates is a futile exercise.<\/strong><\/p>\n

\n

Also Read:<\/strong>\u00a0How are Equity and Debt Mutual Funds Taxed?<\/a><\/p>\n<\/blockquote>\n

Calculation Sheet for every 3 Years<\/h3>\n

Now usually we don\u2019t do SIP for 1 year, we should do SIP for a minimum of 3 years. So I did the same thing as above for the 3 year period. Here you can see the percentage gain you would have made had you invested on best day over worst day reduces.<\/strong><\/p>\n\n\n\n\n\n\n\n\n
SIP Date<\/strong><\/td>\n2000 – 02<\/strong><\/td>\n2001 – 03<\/strong><\/td>\n2002 – 04<\/strong><\/td>\n2003 – 05<\/strong><\/td>\n2004 – 06<\/strong><\/td>\n2005 – 07<\/strong><\/td>\n2006 – 08<\/strong><\/td>\n2007 – 09<\/strong><\/td>\n<\/tr>\n
Best SIP Day<\/strong><\/span><\/td>\n23<\/strong><\/span><\/td>\n23<\/strong><\/span><\/td>\n1<\/strong><\/span><\/td>\n1<\/strong><\/span><\/td>\n20<\/strong><\/span><\/td>\n1<\/strong><\/span><\/td>\n24<\/strong><\/span><\/td>\n24<\/strong><\/span><\/td>\n<\/tr>\n
Worst SIP Day<\/strong><\/span><\/td>\n9<\/strong><\/span><\/td>\n9<\/strong><\/span><\/td>\n8<\/strong><\/span><\/td>\n28<\/strong><\/span><\/td>\n5<\/strong><\/span><\/td>\n26<\/strong><\/span><\/td>\n2<\/strong><\/span><\/td>\n14<\/strong><\/span><\/td>\n<\/tr>\n
# Units Purchased on Best Day<\/td>\n312.3<\/td>\n325.8<\/td>\n286.3<\/td>\n225.5<\/td>\n159.9<\/td>\n117.5<\/td>\n93<\/td>\n87.5<\/td>\n<\/tr>\n
# Units Purchased on Worst Day<\/td>\n303.7<\/td>\n322.7<\/td>\n283<\/td>\n222.3<\/td>\n157.6<\/td>\n115.3<\/td>\n91.5<\/td>\n86.7<\/td>\n<\/tr>\n
% Gain (Best Over Worst Day)<\/strong><\/td>\n2.80%<\/strong><\/td>\n1.00%<\/strong><\/td>\n1.20%<\/strong><\/td>\n1.40%<\/strong><\/td>\n1.50%<\/strong><\/td>\n1.90%<\/strong><\/td>\n1.70%<\/strong><\/td>\n0.90%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Best Days for SIP<\/strong>: 1, 23, 24<\/p>\n

Worst Days for SIP<\/strong>: 9<\/p>\n

\n

Also Read:<\/strong> Should you invest in Child Plan Mutual Funds?<\/a><\/p>\n<\/blockquote>\n

Calculation Sheet for every 5 Years and 10 Year<\/h3>\n

Well some people do it for 5 years, so I do the same thing for a period of 5 year. The last column shows the same thing for the entire analysis period of 10 Years.<\/p>\n\n\n\n\n\n\n\n\n
SIP Date<\/strong><\/td>\n2000 – 04<\/strong><\/td>\n2001 – 05<\/strong><\/td>\n2002 – 06<\/strong><\/td>\n2003 – 07<\/strong><\/td>\n2004 – 08<\/strong><\/td>\n2005 – 09<\/strong><\/td>\n2000 – 09<\/strong><\/td>\n<\/tr>\n
Best SIP Day<\/strong><\/span><\/td>\n23<\/strong><\/span><\/td>\n23<\/strong><\/span><\/td>\n1<\/strong><\/span><\/td>\n1<\/strong><\/span><\/td>\n20<\/strong><\/span><\/td>\n20<\/strong><\/span><\/td>\n23<\/strong><\/span><\/td>\n<\/tr>\n
Worst SIP Day<\/strong><\/span><\/td>\n9<\/strong><\/span><\/td>\n9<\/strong><\/span><\/td>\n6<\/strong><\/span><\/td>\n28<\/strong><\/span><\/td>\n5<\/strong><\/span><\/td>\n26<\/strong><\/span><\/td>\n9<\/strong><\/span><\/td>\n<\/tr>\n
# Units Purchased on Best Day<\/td>\n483.8<\/td>\n449.2<\/td>\n376.6<\/td>\n289.1<\/td>\n216.4<\/td>\n177.7<\/td>\n660.9<\/td>\n<\/tr>\n
# Units Purchased on Worst Day<\/td>\n473<\/td>\n444.1<\/td>\n372.9<\/td>\n284.5<\/td>\n213.2<\/td>\n176<\/td>\n650.2<\/td>\n<\/tr>\n
% Gain (Best Over Worst Day)<\/strong><\/td>\n2.30%<\/strong><\/td>\n1.20%<\/strong><\/td>\n1.00%<\/strong><\/td>\n1.60%<\/strong><\/td>\n1.50%<\/strong><\/td>\n1.00%<\/strong><\/td>\n1.60%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Best Days for SIP<\/strong>: 1, 23, 20<\/p>\n

Worst Days for SIP<\/strong>: 9<\/p>\n

\n

Also Read:<\/strong> Arbitrage Mutual Funds – A good Short Term investment option<\/a><\/p>\n<\/blockquote>\n

So finally the question – what are best days for SIP?<\/strong><\/p>\n

Based on overall analysis, if I look at 3 year running SIP, 1st, 23rd & 24th seems to be the best days while 9th seems to be worst. <\/strong><\/p>\n

The days are almost similar for 5 year period too.<\/strong><\/p>\n

But your gains had you chosen the best day over worst varies from 0.9% to 2.8% in 3 year period & 1% – 2.3% for 5 year period.<\/strong> And these gains are overall gains which if seen on annualized basis is not even 1%.<\/p>\n

So if you are looking for SIP in a Mutual Fund for a long period of time say 5 years the selection of day hardly matters. Do it on the days most convenient to you.<\/strong> For e.g. for a Salaried person his SIP day may be close to day he gets his salary.<\/p>\n

Also most investors don\u2019t have just one SIP running. You may have 3-5 different Mutual Funds where you invest the SIP way. You may want to\u00a0spread out the investment for the entire month rather than concentrating them on a single day until you have some special convenience or requirement for doing so.<\/p>\n

\n

Also Read:<\/strong>How to Calculate Tax on SIP in Mutual Funds?<\/a><\/p>\n<\/blockquote>\n

To conclude:<\/h2>\n

As we have seen a single day can be best for SIP in one year while it could turn to be worst the very next year.<\/strong> The other thing is 9th<\/sup> appears to be worst if we see cumulative return in 3 years, 5 years & 10 years basis but for individual year analysis it is worst just once in year 2000. All the above proves that the “BEST SIP Date<\/strong>” is just a random event and there’s nothing called “Best or Worst Day for Investment or SIP<\/strong>“.<\/span><\/p>\n

I would advise investors to get out of the Market Timing mentality and start investing in Mutual Funds by using SIP (Systematic Investment Plan) for serious long term wealth creation.<\/strong><\/p>\n

Readers let me know what your SIP dates are and did you decide them because you wanted to time the market via SIP or just for your convenience?<\/p>\n","protected":false},"excerpt":{"rendered":"

Our fancy for higher returns never ends! A very common question that is often asked by new Mutual Fund Investors is “Which date should I choose for SIP in Mutual Fund”? The thought behind being Can I generate extra return by timing my SIP!\u00a0 If you think\u00a0SIP or Systematic Investment Plan was designed to get […]<\/p>\n","protected":false},"author":1,"featured_media":8089,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[3013,4],"tags":[2841,115,12,13],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds.png",1010,536,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds-300x159.png",300,159,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds-768x408.png",768,408,true],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds.png",1010,536,false],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds.png",1010,536,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds.png",1010,536,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/04\/Best-day-for-SIP-in-Mutual-Funds.png",120,64,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":20,"uagb_excerpt":"Our fancy for higher returns never ends! A very common question that is often asked by new Mutual Fund Investors is “Which date should I choose for SIP in Mutual Fund”? The thought behind being Can I generate extra return by timing my SIP!\u00a0 If you think\u00a0SIP or Systematic Investment Plan was designed to get…","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/340"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=340"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/340\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/8089"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}