{"id":2642,"date":"2012-08-24T00:39:40","date_gmt":"2012-08-23T19:09:40","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=2642"},"modified":"2013-03-13T10:30:20","modified_gmt":"2013-03-13T05:00:20","slug":"bilcare-limited-fixed-deposit-scheme-august-2012","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/bilcare-limited-fixed-deposit-scheme-august-2012\/","title":{"rendered":"Bilcare Limited Fixed Deposit Scheme &#8211; August 2012"},"content":{"rendered":"<p style=\"text-align: justify;\">Bilcare Limited, Pune based pharmaceutical company is offering fixed deposit scheme for a time frame of one, two and three years.\u00a0Below are the details:<\/p>\n<h3 style=\"text-align: justify;\">Scheme Highlights:<\/h3>\n<ul style=\"text-align: justify;\">\n<li>The deposit will be accepted in multiples of Rs 1000\/- subject to a minimum of Rs. 20,000\/-.<\/li>\n<li>For Scheme \u2018A\u2019, interest will be paid quarterly, on 31st March, 30th June, 30th September, 31st December &amp; on maturity.<\/li>\n<li>For Scheme \u2018B\u2019, interest will be compounded at quarterly basis &amp; paid on maturity.<\/li>\n<li>Interest Warrants will be payable at par major centers all over India.\u00a0Post dated interest Warrants will be issued in advance for each financial year.<\/li>\n<li>Facility to receive interest by ECS (Electronic Clearing System) also available.<\/li>\n<li>Option to Renew deposit at principle amount or adding additional amount in it in multiples of Rs 1,000\/-<\/li>\n<li><strong>In case of Senior Citizens \/ Shareholders (Minimum 10 Shares) \/ Employees an additional 0.25% p.a. interest will be paid.<\/strong><\/li>\n<li>Premature withdrawal possible after completion of 6 months with fine of 2% on original interest rate.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\">Fixed Deposit Schemes:<\/h3>\n<table border=\"1\" cellspacing=\"1\" cellpadding=\"5\">\n<tbody>\n<tr align=\"center\" valign=\"middle\">\n<td colspan=\"2\"><strong>Scheme A &#8211; Non-Cumulative<\/strong><\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td><strong>Period<\/strong><\/td>\n<td><strong>Rate Of\u00a0Interest<\/strong><\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td>12 Months<\/td>\n<td>11.00%<\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td>24 Months<\/td>\n<td>11.50%<\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td>36 Months<\/td>\n<td>12.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">\n<table border=\"1\" cellspacing=\"1\" cellpadding=\"5\">\n<tbody>\n<tr align=\"center\" valign=\"middle\">\n<td colspan=\"4\"><strong>Scheme B &#8211; Cumulative<\/strong><\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td><strong>Period<\/strong><\/td>\n<td><strong>Rate Of\u00a0Interest<\/strong><\/td>\n<td><strong>Annual Yield<\/strong><\/td>\n<td><strong>Maturity Value<\/strong><\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td>12 Months<\/td>\n<td>11.00%<\/td>\n<td>11.46%<\/td>\n<td>22,292<\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td>24 Months<\/td>\n<td>11.50%<\/td>\n<td>12.72%<\/td>\n<td>25,090<\/td>\n<\/tr>\n<tr align=\"center\" valign=\"middle\">\n<td>36 Months<\/td>\n<td>12.00%<\/td>\n<td>14.29%<\/td>\n<td>28,516<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 style=\"text-align: justify;\"><span style=\"font-size: 1.5em;\">About Bilcare:<\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li>Founded in 1993 by Mohan Bhandari, Bilcare Ltd. is listed on Bombay Stock Exchange (BSE)<\/li>\n<li>Three defined business areas &#8211; Pharma Packaging &amp; Research, Global Clinical Supplies and Bilcare Technologies for brand authentication and security<\/li>\n<li>A global workforce of 1000+ employees spread across India, Singapore, Germany, Italy, the US and the UK.<\/li>\n<li>Operations spread across 4 continents with more than 500 pharma customers globally<\/li>\n<li>Manufacturing plants and R&amp;D centres located in Pune, Singapore, US and UK<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\">Why invest<\/h3>\n<p style=\"text-align: justify;\">The interest rate of 12% is higher by 200-250 basis points than that offered by most banks. The company is profit making and dividend paying. It posted a net profit of Rs 74.75 crore for the year ended March 2012.<\/p>\n<h3 style=\"text-align: justify;\">Why not to invest<\/h3>\n<p style=\"text-align: justify;\">Company fixed deposits are unsecured and illiquid. Interest income from company fixed deposits is taxable and for those in the highest tax bracket the post tax return works out to a mere 8.29%. As of June 2012, 95.3% of the promoter shareholding is pledged.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bilcare Limited, Pune based pharmaceutical company is offering fixed deposit scheme for a time frame of one, two and three years.\u00a0Below are the details: Scheme Highlights: The deposit will be accepted in multiples of Rs 1000\/- subject to a minimum of Rs. 20,000\/-. For Scheme \u2018A\u2019, interest will be paid quarterly, on 31st March, 30th [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[2193,195,30],"tags":[1023,2218,2219,1022,2195,348],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit.png",1025,578,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit-300x169.png",300,169,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit.png",768,433,false],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit-1024x577.png",1024,577,true],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit.png",1025,578,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit.png",1025,578,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/08\/bilcare-fixed-deposit.png",120,68,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":3,"uagb_excerpt":"Bilcare Limited, Pune based pharmaceutical company is offering fixed deposit scheme for a time frame of one, two and three years.\u00a0Below are the details: Scheme Highlights: The deposit will be accepted in multiples of Rs 1000\/- subject to a minimum of Rs. 20,000\/-. For Scheme \u2018A\u2019, interest will be paid quarterly, on 31st March, 30th&hellip;","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/2642"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=2642"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/2642\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/2644"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=2642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=2642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=2642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}