{"id":2605,"date":"2012-08-06T22:23:10","date_gmt":"2012-08-06T16:53:10","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=2605"},"modified":"2012-08-11T22:32:36","modified_gmt":"2012-08-11T17:02:36","slug":"do-you-need-to-top-up-your-companys-medical-insurance","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/do-you-need-to-top-up-your-companys-medical-insurance\/","title":{"rendered":"Do You Need to Top Up Your Company’s Medical Insurance?"},"content":{"rendered":"
Most of people who are employed are provided with medical insurance cover by their respective employers. But the question is – is that medical insurance enough or you need to top up this insurance with some individual policies.<\/strong><\/p>\n Here is a brief analysis:<\/strong><\/p>\n Average Medical cover given by companies: Rs. 2 – 3 Lakhs<\/p>\n Cost of Treatment for some common ailments (in metro cities)<\/p>\n We also need to take in to account the cost of medical treatment is going up by 12-18% year on year.<\/strong><\/p>\n Taking all this together, it\u2019s recommended that<\/strong><\/p>\n Cost of top-up cover<\/strong><\/p>\n The annual premium for a Rs. 5 Lakhs top up cover is as follows:<\/p>\n Here is an Info graphic representing the above points<\/strong><\/p>\n\n
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