{"id":158,"date":"2010-05-10T14:06:50","date_gmt":"2010-05-10T14:06:50","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=158"},"modified":"2014-06-18T00:07:21","modified_gmt":"2014-06-17T18:37:21","slug":"comparison-of-term-life-insurance-plans-premiums-in-india","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/comparison-of-term-life-insurance-plans-premiums-in-india\/","title":{"rendered":"Comparison of Term Life Insurance Plans Premiums in India"},"content":{"rendered":"

I have compiled a list of Term Insurances Plans offered by various companies.<\/p>\n

The table below shows premium payable for a healthy 28 year old non-smoker Male for an insurance term of 25 Years.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Life Insurance Cover for 28 Year Old\u00a0<\/strong>Healthy\u00a0<\/strong>Non Smoking Male for 25 Years Term<\/strong><\/th>\n1 Crore<\/strong><\/th>\n50 Lakhs<\/strong><\/th>\n20 Lakhs<\/strong><\/th>\n10 Lakhs<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Aegon Religare iTerm Plan<\/td>\n9,400<\/td>\n5,050<\/td>\n3,060<\/td>\n1,730<\/td>\n<\/tr>\n
ICICI Prudential Life Insurance – ICICI Pure Protect<\/td>\n17,306<\/td>\n8,653<\/td>\n4,035<\/td>\n2,468<\/td>\n<\/tr>\n
HDFC Standard Life – Term Assurance Plan<\/td>\n18,986<\/td>\n10,692<\/td>\n5,269<\/td>\n2,717<\/td>\n<\/tr>\n
Canara HSBC OBC Life – Pure Term Plan<\/td>\n19,100<\/td>\n10,300<\/td>\n5,020<\/td>\n3,260<\/td>\n<\/tr>\n
Bajaj Allianz Life – New Risk Care<\/td>\n19,725<\/td>\n10,425<\/td>\n4,771<\/td>\n2,760<\/td>\n<\/tr>\n
Kotak Mahindra Old Mutual Life – Term Plan<\/td>\n20,300<\/td>\n10,150<\/td>\n5,120<\/td>\n2,559<\/td>\n<\/tr>\n
Reliance Life – Term<\/td>\n22,700<\/td>\n11,600<\/td>\n4,940<\/td>\n2,720<\/td>\n<\/tr>\n
ING Vysya Life – Term Life<\/td>\n23,749<\/td>\n11,874<\/td>\n4,881<\/td>\n2,749<\/td>\n<\/tr>\n
Future Generali – Future Care<\/td>\n24,100<\/td>\n12,050<\/td>\n5,220<\/td>\n2,810<\/td>\n<\/tr>\n
Tata AIG Life – Raksha<\/td>\n24,300<\/td>\n12,150<\/td>\n4,860<\/td>\n2,430<\/td>\n<\/tr>\n
Bharti AXA Life – SecureConfident<\/td>\n24,500<\/td>\n12,250<\/td>\n5,660<\/td>\n2,830<\/td>\n<\/tr>\n
Birla Sunlife Insurance – Term Plan<\/td>\n24,600<\/td>\n12,451<\/td>\n5,760<\/td>\n3,031<\/td>\n<\/tr>\n
Max New York Life – Level Term Policy<\/td>\n24,742<\/td>\n12,371<\/td>\nNA<\/td>\n2,474<\/td>\n<\/tr>\n
Met Suraksha<\/td>\n25,300<\/td>\n12,800<\/td>\n5,300<\/td>\n3,100<\/td>\n<\/tr>\n
SBI Life – Shield<\/td>\n25,410<\/td>\n12,705<\/td>\n5,082<\/td>\n2,591<\/td>\n<\/tr>\n
LIC – Amulya Jeevan(Plan – 190)<\/td>\n26,500<\/td>\n13,250<\/td>\n5,300<\/td>\n2,650<\/td>\n<\/tr>\n
Aviva Life Insurance – Life Shield<\/td>\n28,568<\/td>\n14,285<\/td>\n5,714<\/td>\n2,857<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

As from Table it’s clear that Aegon Religare iTerm Plan<\/a> is the cheapest as of date. Its premium is nearly half of its nearest competitor ICICI Prudential Life Insurance – ICICI Pure Protect and one third of LIC for insurance of Rs 1 Crore.<\/p>\n

Though cost is a major factor for buying a Life Insurance, you should also look other factors like convenience, claim settlement ratio, riders available among other things.<\/p>\n","protected":false},"excerpt":{"rendered":"

I have compiled a list of Term Insurances Plans offered by various companies. The table below shows premium payable for a healthy 28 year old non-smoker Male for an insurance term of 25 Years. Life Insurance Cover for 28 Year Old\u00a0Healthy\u00a0Non Smoking Male for 25 Years Term 1 Crore 50 Lakhs 20 Lakhs 10 Lakhs […]<\/p>\n","protected":false},"author":1,"featured_media":4702,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[5,16],"tags":[47,2807,38,40,49,52,51,17],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans.png",593,448,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans-300x226.png",300,226,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans.png",593,448,false],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans.png",593,448,false],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans.png",593,448,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans.png",593,448,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/04\/Term-Life-Insurance-Plans.png",120,91,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":2,"uagb_excerpt":"I have compiled a list of Term Insurances Plans offered by various companies. The table below shows premium payable for a healthy 28 year old non-smoker Male for an insurance term of 25 Years. Life Insurance Cover for 28 Year Old\u00a0Healthy\u00a0Non Smoking Male for 25 Years Term 1 Crore 50 Lakhs 20 Lakhs 10 Lakhs…","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/158"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=158"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/158\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/4702"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=158"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=158"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}