{"id":1573,"date":"2012-03-13T04:54:05","date_gmt":"2012-03-13T04:54:05","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=1573"},"modified":"2014-06-19T13:59:41","modified_gmt":"2014-06-19T08:29:41","slug":"epf-vpf-employee-voluntary-provident-fund-interest-rates","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/epf-vpf-employee-voluntary-provident-fund-interest-rates\/","title":{"rendered":"EPF & VPF (Employee \/ Voluntary Provident Fund) Interest Rates"},"content":{"rendered":"

As many of you might be aware about the\u00a0EPF \u00a0(Employee Provident Fund)\u00a0\u00a0& VPF (Voluntary Provident Fund)<\/a> Interest rates<\/strong> are decided by\u00a0 Employees’ Provident Fund Organisation (EPFO)<\/strong> and the government every year. For the last financial year 2010 – 11 EPF interest rate was 9.5%<\/strong>, a surprising bonus of 1% for all the EPF & VPF subscribers. But the news doesn’t seem good for present financial year of 2011 – 12. The interest rates on EPF have still not been decided and seems that it would be lowered. The interest rate on EPF may go down to 8.25% for FY 2011 – 12.<\/strong><\/span><\/p>\n

Interest rate trends for\u00a0EPF \u00a0(Employee Provident Fund)\u00a0\u00a0& VPF (Voluntary Provident Fund) over the years:<\/h2>\n

\"EPF
\n(Click on the image to enlarge it)<\/em><\/p>\n

As you can see form the above graph:<\/p>\n

    \n
  • Interest Rate of EPF & VPF<\/strong> from FY 1989 – 90 to 1999 – 00 was 12%<\/li>\n
  • It was reduced by 1% for the FY 2000 – 01 to 11%<\/li>\n
  • Next Year 2001 – 02 it was further reduced to 9.5%<\/li>\n
  • Then for FY 2005 – 06 on wards it was pegged at 8.5% until last year when it was again raised to 9.5%<\/li>\n
  • Last year was historical in the sense it was first time the returns on EPF was raised!<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

    As many of you might be aware about the\u00a0EPF \u00a0(Employee Provident Fund)\u00a0\u00a0& VPF (Voluntary Provident Fund) Interest rates are decided by\u00a0 Employees’ Provident Fund Organisation (EPFO) and the government every year. For the last financial year 2010 – 11 EPF interest rate was 9.5%, a surprising bonus of 1% for all the EPF & VPF […]<\/p>\n","protected":false},"author":1,"featured_media":4839,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[30,393],"tags":[405,406,402,399,407,396,408,404,403,2835,394,397,395],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates.png",569,367,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates-300x193.png",300,193,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates.png",569,367,false],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates.png",569,367,false],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates.png",569,367,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates.png",569,367,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/EPF-VPF-Employee-Voluntary-Provident-Fund-Interest-Rates.png",120,77,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"As many of you might be aware about the\u00a0EPF \u00a0(Employee Provident Fund)\u00a0\u00a0& VPF (Voluntary Provident Fund) Interest rates are decided by\u00a0 Employees’ Provident Fund Organisation (EPFO) and the government every year. For the last financial year 2010 – 11 EPF interest rate was 9.5%, a surprising bonus of 1% for all the EPF & VPF…","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/1573"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=1573"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/1573\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/4839"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=1573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=1573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=1573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}