\n1112 Days to less than 5 Years<\/td>\n | 9.25%<\/td>\n | 9.25%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n Who can open\u00a0PNB Sugam Fixed Deposit Account?<\/strong><\/p>\n<\/div>\n\n- Individual (singly or jointly) with others.<\/li>\n
- Minor who have attained the age of 10 years and above in his\/her own name on giving proof of age.<\/li>\n
- Minors below the age of 10 years under guardianship of Natural\/legal guardian.<\/li>\n
- Proprietorship\/Partnership Firm, Commercial Organization,Company\/Corporate Body<\/li>\n
- Hindu Undivided Family<\/li>\n
- Association, Club, Society, Trust or Religious\/Charitable Educational Institutions,<\/li>\n
- Municipality or Panchayat, Government or Quasi-Government body.<\/li>\n<\/ul>\n
Taxation:<\/strong><\/p>\n\n- Presently, if the total interest on deposits, per depositor, per branch, per financial year exceeds Rs 10,000\/-, the same is subject to Tax Deduction at Source (TDS) at the rates stipulated by the Income Tax Authorities.<\/li>\n
- The depositor may furnish declaration in Form No.15 H\/15G preferably at the commencement of the Financial Year for receiving interest on deposits without deduction of tax.<\/li>\n
- The Bank will issue TDS Certificate for the tax deducted.<\/li>\n<\/ul>\n
Should you go for\u00a0PNB Sugam Fixed Deposit Scheme?<\/strong><\/p>\nPNB Sugam Fixed Deposit Scheme\u00a0a good product as it does not levy any penalty for pre-mature withdrawal of fixed deposits, where other banks generally deduct 1% interest for pre-mature withdrawal. You can also look at the auto sweep in savings accounts from other banks where money in you saving account is automatically transferred\u00a0to \u00a0fixed deposits earning higher interest and providing same liquidity as savings account.<\/p>\n","protected":false},"excerpt":{"rendered":" PNB Sugam Fixed Deposit Scheme\u00a0provides flexibility among existing Fixed Deposit Schemes of PNB. The depositor can withdraw in multiples of Rs. 1,000 at any time before maturity without canceling the original deposit receipt and earn Interest on the remaining amount at the contracted rate. Account can be opened with a minimum deposit of Rs. 10,000 […]<\/p>\n","protected":false},"author":1,"featured_media":1522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[195,30,2194],"tags":[144,348,351,353,352,350,307,349],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme.png",474,1253,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme-113x300.png",113,300,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme.png",474,1253,false],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme-387x1024.png",387,1024,true],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme.png",474,1253,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme.png",474,1253,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2012\/03\/PNB-sugam-fixed-deposit-scheme.png",45,120,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":1,"uagb_excerpt":"PNB Sugam Fixed Deposit Scheme\u00a0provides flexibility among existing Fixed Deposit Schemes of PNB. The depositor can withdraw in multiples of Rs. 1,000 at any time before maturity without canceling the original deposit receipt and earn Interest on the remaining amount at the contracted rate. Account can be opened with a minimum deposit of Rs. 10,000…","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/1521"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=1521"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/1521\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/1522"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=1521"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=1521"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=1521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}} |