{"id":1275,"date":"2012-01-28T14:46:32","date_gmt":"2012-01-28T14:46:32","guid":{"rendered":"http:\/\/www.apnaplan.com\/?p=1275"},"modified":"2014-06-19T15:52:51","modified_gmt":"2014-06-19T10:22:51","slug":"50-best-mutual-funds-to-invest-in-2012","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/50-best-mutual-funds-to-invest-in-2012\/","title":{"rendered":"50 Best Mutual Funds to Invest in 2012"},"content":{"rendered":"

With more than 1000 Mutual Funds, how do you select the best Mutual Funds for you? Ask the experts!<\/p>\n

Mint newspaper comes out with a list of 50 Mutual Funds every year. Below is the list of Mutual Funds for 2012 (Mint50) along with the reasons for recommendation.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Equity – LargeCap<\/strong><\/td>\n<\/tr>\n
DSP BlackRock – Top 100 Equity<\/td>\nActive management; not a chart topper across market cycles, but a consistent performer.<\/td>\n<\/tr>\n
Franklin India Bluechip<\/td>\nSticks to mandate, has a tight portfolio and avoids frequent churning.<\/td>\n<\/tr>\n
Franklin India Index NSE Nifty<\/td>\nLow tracking error, low expense ratio and one of the largest Nifty index funds.<\/td>\n<\/tr>\n
Goldman Sachs – Nifty ETS<\/td>\nErstwhile Benchmark AMC’s schemes retained; fund has high liquidity, low tracking error and low expenses.<\/td>\n<\/tr>\n
ICICI Prudential – Focused Bluechip Equity<\/td>\nGrowth in corpus has made it slightly more diversified; performance continues across market cycles.<\/td>\n<\/tr>\n
Kotak – Sensex ETF<\/td>\nIt tracks Sensex, adding to your choice of indices. ETFs and index funds avoid fund manager’s risk<\/td>\n<\/tr>\n
Equity – LargeCap & MidCap<\/strong><\/td>\n<\/tr>\n
Birla Sun Life – Frontline Equity<\/td>\nLess exposure to consumer goods and high exposure to capital goods hurt performance.<\/td>\n<\/tr>\n
Fidelity – Equity<\/td>\nCash levels went up in 2011; invested in defensive sectors such as pharmaceuticals; invested in some mid-cap scrips too.<\/td>\n<\/tr>\n
Franklin India Prima Plus<\/td>\nLarge-cap exposure went up; holdings in telecom sector companies helped its performance in 2011.<\/td>\n<\/tr>\n
HDFC – Top 200<\/td>\nConsistency in top holdings. Has at least 60% of its holdings with its benchmark, BSE 200 index.<\/td>\n<\/tr>\n
Mirae Asset – India Opportunities<\/td>\nFocuses on cash generating companies. Manages 15-20% of the portfolio actively and opportunistically.<\/td>\n<\/tr>\n
ICICI Prudential – Dynamic<\/td>\nDespite a mandate to hold cash in volatile markets, the fund deployed cash; portfolio tightened in 2011.<\/td>\n<\/tr>\n
UTI – Equity Div<\/td>\nInvests roughly 25% in mid-caps; the fund manager is bullish on infra, banking and IT sector.<\/td>\n<\/tr>\n
Equity – LargeCap & MidCap Satellite\u00a0<\/strong><\/td>\n<\/tr>\n
UTI – Dividend Yield<\/td>\nUTI – Dividend Yield Invests 65% of corpus in high dividend yield stocks; doesn’t hesitate going away from benchmark index.<\/td>\n<\/tr>\n
Equity – MultiCap<\/strong><\/td>\n<\/tr>\n
AIG – India Equity Regular<\/td>\nStar performer of 2011; focuses on cash generating companies and actively manages portfolio.<\/td>\n<\/tr>\n
Templeton India Growth Div<\/td>\nPoor performance in 2011, but we hold. This is a value fund and has a good long-term track record.<\/td>\n<\/tr>\n
Goldman Sachs – Nifty Junior BeES<\/td>\nTakeover by Goldman Sachs doesn’t seem to be a worry yet.<\/td>\n<\/tr>\n
HDFC – Equity<\/td>\nExposure to banks and infra goes up; portfolio gets aggressive as fund manager expects market to go up.<\/td>\n<\/tr>\n
Quantum – Long Term Equity<\/td>\nAims to hold at least 2% in individual scrips. Exits scrips quicker if valuations soar. Can hold high cash level<\/td>\n<\/tr>\n
Equity – MultiCap Satellite\u00a0<\/strong><\/td>\n<\/tr>\n
DSP BlackRock – Equity Regular Div<\/td>\nSplits portfolio between large- and mid-caps. Churns large-caps more actively than mid-cap holdings.<\/td>\n<\/tr>\n
IDBI – Nifty Junior Index<\/td>\nDespite short history, the scheme has a low tracking error and expenses.<\/td>\n<\/tr>\n
Reliance – Regular Savings Equity<\/td>\nAggresively managed; soars in rising markets, but falls hard in falling markets; 2012 will be crucial.<\/td>\n<\/tr>\n
Tata – Equity PE<\/td>\nDiversifies into mid-caps; invests in stocks whose price-earning multiple is less than that of Sense<\/td>\n<\/tr>\n
Equity – MidCap & SmallCap<\/strong><\/td>\n<\/tr>\n
DSP BlackRock – Small and Mid Cap Regular<\/td>\nMore diversified than DSP BR Micro Cap, sticks to mandate; growth in corpus will not affect it for now.<\/td>\n<\/tr>\n
HDFC – Mid Cap Opportunities<\/td>\nMarginally increased exposure to large-cap stocks towards the year-end; doesn’t mind growth in corpus.<\/td>\n<\/tr>\n
IDFC – Premier Equity Plan A<\/td>\nStays away from companies that borrow heavily. Consistent holdings; doesn’t churn much.<\/td>\n<\/tr>\n
Religare – Mid Cap<\/td>\nDespite staying true to its mandate, fund limited its losses. Avoids taking cash calls<\/td>\n<\/tr>\n
Equity – MidCap & SmallCap Satellite<\/strong><\/td>\n<\/tr>\n
DSP BlackRock – Micro Cap<\/td>\nA risky fund, most of its losses in 2011 came in December. Picks up performer companies.<\/td>\n<\/tr>\n
Equity – Tax Planning\u00a0<\/strong><\/td>\n<\/tr>\n
Fidelity – Tax Advantage<\/td>\nHigh exposure in some banking stocks and underweight in consumer goods slowed down its performance.<\/td>\n<\/tr>\n
HDFC – Taxsaver<\/td>\nTilts slightly towards large-caps, but also takes large exposures in small- and mid-caps<\/td>\n<\/tr>\n
Religare – Tax Plan<\/td>\nSmall corpus should bode well for the fund when markets rebound on their way up.<\/td>\n<\/tr>\n
Equity – Infrastructure<\/strong><\/td>\n<\/tr>\n
AIG – Infrastructure and Economic Reform<\/td>\nFollows the “infrastructure” definition given by the Planning Commission.<\/td>\n<\/tr>\n
Canara Robeco – Infrastructure<\/td>\nIts investments in the cement sector paid off well last year; cut exposure to banking sector<\/td>\n<\/tr>\n
Hybrid – Equity Oriented<\/strong><\/td>\n<\/tr>\n
HDFC – Balanced<\/td>\nEquity exposure is lower than many peers, but the fund invests more in mid-cap stocks.<\/td>\n<\/tr>\n
HDFC – Prudence<\/td>\nInvests across market caps; increased maturities of its debt scrips in 2011<\/td>\n<\/tr>\n
Hybrid – Equity Oriented Satellite\u00a0<\/strong><\/td>\n<\/tr>\n
Birla Sun Life – 95 Div<\/td>\nSteady performer, but not your first choice in this category; agressively managed.<\/td>\n<\/tr>\n
DSP BlackRock – Balanced<\/td>\nEquity portion is managed almost similarly to DSP BR Equity; like Birla ’95, this one is not your first choice<\/td>\n<\/tr>\n
Hybrid – Asset Allocation<\/strong><\/td>\n<\/tr>\n
Franklin Templeton – FT India Dynamic PE Ratio FoF<\/td>\nA fund-of-funds that switches between equity and debt depending on Nifty’s price-earnings multiple.<\/td>\n<\/tr>\n
Hybrid – Debt-oriented Conservative<\/strong><\/td>\n<\/tr>\n
Birla Sun Life – Monthly Income<\/td>\nCan invest 15% in equities. Invests in dividend yielding scrips for regular cash flow.<\/td>\n<\/tr>\n
Canara Robeco – MIP Monthly<\/td>\nCan hold up to 20% in equities, but currently has 17% in equities. A consistent performer.<\/td>\n<\/tr>\n
HDFC – MIP Long Term<\/td>\nA good pedigreed fund that has delivered consistent returns. Invests up to 25% in equities.<\/td>\n<\/tr>\n
HDFC – MIP Short Term<\/td>\nPrefers to invest 15% in equities, but can go up to 25%. Good pedigreed fund with consistent returns<\/td>\n<\/tr>\n
Reliance – MIP<\/td>\nIncreased maturities mainly through G-secs and AAA-rated bonds issued by government-owned firms.<\/td>\n<\/tr>\n
Hybrid – Debt-oriented Conservative Satellite\u00a0<\/strong><\/td>\n<\/tr>\n
Birla Sun Life – MIP II Savings<\/td>\nDid well in 2011 due to low equity exposure; should do well in 2012 once interest rates start falling.<\/td>\n<\/tr>\n
UTI – Monthly Income Scheme<\/td>\nSticks to large-caps on the equity side. Increased maturities to about four years in anticipation of rate cuts.<\/td>\n<\/tr>\n
Debt – Short Term\u00a0<\/strong><\/td>\n<\/tr>\n
AIG – Short Term<\/td>\nLimited losses in 2011 by actively managing its average maturity. Prefers CDs to keep portfolio liquid.<\/td>\n<\/tr>\n
Canara Robeco – Short Term<\/td>\nA low maturity helped protect its downside in 2011. Takes calculated exposures in corporate papers and CDs.<\/td>\n<\/tr>\n
Templeton India Short Term Income<\/td>\nPrefers to hold corporate bonds; increased maturity in anticipation of interest rates falling in 2012.<\/td>\n<\/tr>\n
Debt – Short Term Satellite\u00a0<\/strong><\/td>\n<\/tr>\n
SBI – Short Horizon Debt Short Term<\/td>\nHolds a mix of corporate papers and commercial deposits issued by banks.<\/td>\n<\/tr>\n
UTI – Short Term Income<\/td>\nOf late, the fund has increased its average maturity. Invests in non-convertible debentures and CDs<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

You can download the pdf format from Mint’s website here.<\/p>\n","protected":false},"excerpt":{"rendered":"

With more than 1000 Mutual Funds, how do you select the best Mutual Funds for you? Ask the experts! Mint newspaper comes out with a list of 50 Mutual Funds every year. Below is the list of Mutual Funds for 2012 (Mint50) along with the reasons for recommendation. Equity – LargeCap DSP BlackRock – Top […]<\/p>\n","protected":false},"author":1,"featured_media":4579,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[277,14,2806],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds.png",594,414,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds-300x209.png",300,209,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds.png",594,414,false],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds.png",594,414,false],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds.png",594,414,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds.png",594,414,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2013\/03\/Mutual-Funds.png",120,84,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"With more than 1000 Mutual Funds, how do you select the best Mutual Funds for you? Ask the experts! Mint newspaper comes out with a list of 50 Mutual Funds every year. Below is the list of Mutual Funds for 2012 (Mint50) along with the reasons for recommendation. Equity – LargeCap DSP BlackRock – Top…","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/1275"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=1275"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/1275\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/4579"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=1275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=1275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=1275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}