{"id":11247,"date":"2019-04-29T10:26:24","date_gmt":"2019-04-29T04:56:24","guid":{"rendered":"https:\/\/www.apnaplan.com\/?p=11247"},"modified":"2020-01-02T18:07:01","modified_gmt":"2020-01-02T12:37:01","slug":"post-office-fd-interest","status":"publish","type":"post","link":"https:\/\/www.apnaplan.com\/post-office-fd-interest\/","title":{"rendered":"Post Office FD Interest Rate 2020"},"content":{"rendered":"\n<p style=\"text-align: justify;\">Post Offices like banks offer FD (Fixed Deposits) and offer very competitive interest rates. <strong>The latest Post Office FD interest rates vary from 6.9% for 1-year deposit to 7.7% for 5-year deposit.<\/strong> The post gives the details about the same.<\/p>\n<h2 style=\"text-align: justify;\">Post Office FD Interest Rate<\/h2>\n<p style=\"text-align: justify;\">As with all other Small Saving Schemes like PPF, SCSS, Post Office FD rates are also declared every quarter. <strong>The Post Office FD Interest Rate for 2020 (Jan to Mar)<\/strong> are as follows:<\/p>\n<ul>\n<li style=\"text-align: justify;\"><strong>1 Year FD \u2013 6.9%<\/strong><\/li>\n<li style=\"text-align: justify;\"><strong>2 Year FD \u2013 6.9%<\/strong><\/li>\n<li style=\"text-align: justify;\"><strong>3 Year FD \u2013 6.9%<\/strong><\/li>\n<li style=\"text-align: justify;\"><strong>5 Year FD \u2013 7.7%<\/strong><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Interests are compounded quarterly<\/strong> under this scheme. There is no additional interest for senior citizens, as they can choose to invest in Senior Citizen Saving Scheme.<\/p>\n<blockquote>\n<p><strong>Also Read:\u00a0<\/strong><a class=\"row-title\" href=\"http:\/\/www.apnaplan.com\/company-fixed-deposit\/\">7 High Rated Companies Offering more than Bank Fixed Deposits<\/a><\/p>\n<\/blockquote>\n<h2 style=\"text-align: justify;\">Post Office Fixed Deposit Scheme \u2013 Features<\/h2>\n<p style=\"text-align: justify;\"><strong><span style=\"text-decoration: underline;\">Who can open FD Account?<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>Any adult<\/strong> (more than 18 years of age) Indian <strong>can open Post Office FD Account<\/strong>. This can be either on one or joint names.<\/p>\n<p style=\"text-align: justify;\">Accounts <strong>can also be opened by minor with more than 10 years of age<\/strong> along with an adult (parents or legal guardian).<\/p>\n<p style=\"text-align: justify;\"><strong>NRIs are not eligible<\/strong> to open Post Office FDs.<\/p>\n<p><strong>Nomination can be done<\/strong> at the time of account opening or afterwards.<\/p>\n<p style=\"text-align: justify;\">Post Office FDs still <strong>cannot be opened online<\/strong>.<\/p>\n<p style=\"text-align: justify;\">If required the<strong> account can be transferred from one post office to other<\/strong>.<\/p>\n<blockquote>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.apnaplan.com\/fd-interest-rates-small-bank\/\">Should you invest in Small banks Fixed Deposits?<\/a><\/p>\n<\/blockquote>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>Post Office FD Investment Rules:<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">The <strong>minimum investment amount is Rs 200<\/strong> and there is <strong>no maximum investment limit.<\/strong><\/p>\n<p style=\"text-align: justify;\">The <strong>money can be deposited either in cash, cheque or demand draft<\/strong>. However, in case of cheque or demand draft, the date of account opening is the day they get encashed.<\/p>\n<p style=\"text-align: justify;\">There is<strong> no limit to the number of FD accounts<\/strong> you can create in post office. Essentially each FD created is like different account.<\/p>\n<p style=\"text-align: justify;\">On <strong>maturity the account can be renewed<\/strong> with the same tenure as it was initially opened. The applicable interest rate would be as available on the day of maturity.<\/p>\n<p style=\"text-align: justify;\"><strong>Premature withdrawal is allowed only after the completion of 6 months<\/strong> of the FD tenure. There may be penalty for the same.<\/p>\n<blockquote>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.apnaplan.com\/kisan-vikas-patra\/\">Kisan Vikas Patra &#8211; Double your money on maturity<\/a><\/p>\n<\/blockquote>\n<h2 style=\"text-align: justify;\">Tax on Post Office FD Scheme:<\/h2>\n<p style=\"text-align: justify;\">The <strong>5-year Post Office Fixed deposit is eligible for <a href=\"https:\/\/www.apnaplan.com\/best-tax-saving-investments-80c\/\">Tax benefit u\/s 80C<\/a><\/strong> (up to Rs 1.5 Lakhs).<\/p>\n<p style=\"text-align: justify;\">The <strong>interest earned is subject to <a href=\"https:\/\/www.apnaplan.com\/budget-2019-key-changes-income-tax-rules\/\">TDS @ 10%<\/a><\/strong><a href=\"https:\/\/www.apnaplan.com\/budget-2019-key-changes-income-tax-rules\/\"> if the annual interest paid is more than Rs 40,000 [Budget 2019]<\/a><\/p>\n<p>You can <a href=\"http:\/\/www.apnaplan.com\/how-fill-form-15g-15h\/\">fill Form 15G\/H<\/a> in case you are eligible to avoid TDS<\/p>\n<p style=\"text-align: justify;\">The <strong>interest received is fully taxable<\/strong> at applicable marginal income tax rates.<\/p>\n<p style=\"text-align: justify;\">Effective April 1, 2018 <a href=\"https:\/\/www.apnaplan.com\/sec-80ttb\/\"><strong>Interest income up to Rs 50,000 is exempted from tax for Senior citizens<\/strong> u\/s 80TTB [Budget 2018]<\/a><\/p>\n<blockquote>\n<p><strong>Download:<\/strong> <a href=\"https:\/\/www.apnaplan.com\/how-to-save-tax-fy2019-20\/\">Free ebook for Income Tax Planning for FY 2019-20<\/a><\/p>\n<\/blockquote>\n<figure id=\"attachment_11253\" aria-describedby=\"caption-attachment-11253\" style=\"width: 757px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-11253\" src=\"https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-1024x576.png\" alt=\"Post Office FD Interest Rate\" width=\"757\" height=\"426\" title=\"\" srcset=\"https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-1024x576.png 1024w, https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-300x169.png 300w, https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-768x432.png 768w, https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate.png 1029w\" sizes=\"(max-width: 757px) 100vw, 757px\" \/><figcaption id=\"caption-attachment-11253\" class=\"wp-caption-text\"><strong>Post Office FD Interest Rate<\/strong><\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\">Post Office Fixed Deposit Interest Rate History:<\/h2>\n<p style=\"text-align: justify;\">Post Offices started offering fixed deposits (also know as time deposits) from 1987 and the table below gives the interest rate since then for different tenures.<\/p>\n<p style=\"text-align: justify;\"><strong>The highest interest ever offered was 13.5% for 5 years FD from 1<sup>st<\/sup> October 1991 to 1<sup>st<\/sup> September 1993.<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">After April 1, 2016 &#8211; Quarterly Interest Reset:<\/span><\/p>\n<p><span style=\"text-decoration: underline;\"><strong>For Post Office 1 year FD:<\/strong><\/span><\/p>\n<table width=\"349\">\n<tbody>\n<tr>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"95\"><strong>Financial year<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"63\"><strong>Apr \u2013 Jun<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"60\"><strong>Jul \u2013 Sep<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"64\"><strong>Oct \u2013 Dec<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"67\"><strong>Jan \u2013 Mar<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\"><strong>2019 \u2013 20<\/strong><\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<\/tr>\n<tr>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\"><strong>2018 \u2013 19<\/strong><\/td>\n<td style=\"text-align: center;\">6.60%<\/td>\n<td style=\"text-align: center;\">6.60%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\"><strong>2017 \u2013 18<\/strong><\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">6.80%<\/td>\n<td style=\"text-align: center;\">6.80%<\/td>\n<td style=\"text-align: center;\">6.60%<\/td>\n<\/tr>\n<tr>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\"><strong>2016 \u2013 17<\/strong><\/td>\n<td style=\"text-align: center;\">7.10%<\/td>\n<td style=\"text-align: center;\">7.10%<\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"text-decoration: underline;\"><strong>For Post Office 2 year FD:<\/strong><\/span><\/p>\n<table width=\"349\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\" width=\"95\"><strong>Financial year<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"63\"><strong>Apr \u2013 Jun<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"60\"><strong>Jul \u2013 Sep<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"64\"><strong>Oct \u2013 Dec<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"67\"><strong>Jan \u2013 Mar<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2019 \u2013 20<\/strong><\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2018 \u2013 19<\/strong><\/td>\n<td style=\"text-align: center;\">6.70%<\/td>\n<td style=\"text-align: center;\">6.70%<\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2017 \u2013 18<\/strong><\/td>\n<td style=\"text-align: center;\">7.00%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">6.90%<\/td>\n<td style=\"text-align: center;\">6.70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2016 \u2013 17<\/strong><\/td>\n<td style=\"text-align: center;\">7.20%<\/td>\n<td style=\"text-align: center;\">7.20%<\/td>\n<td style=\"text-align: center;\">7.10%<\/td>\n<td style=\"text-align: center;\">7.10%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"text-decoration: underline;\"><strong>For Post Office 3 year FD:<\/strong><\/span><\/p>\n<table style=\"height: 150px;\" width=\"349\">\n<tbody>\n<tr style=\"height: 30px;\">\n<td style=\"height: 30px; width: 152px; text-align: center;\"><strong>Financial year<\/strong><\/td>\n<td style=\"height: 30px; width: 101.333px; text-align: center;\"><strong>Apr \u2013 Jun<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; height: 30px; width: 96px; text-align: center;\"><strong>Jul \u2013 Sep<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; height: 30px; width: 102.667px; text-align: center;\"><strong>Oct \u2013 Dec<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; height: 30px; width: 108px; text-align: center;\"><strong>Jan \u2013 Mar<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 30px;\">\n<td style=\"height: 30px; width: 152px; text-align: center;\"><strong>2019 \u2013 20<\/strong><\/td>\n<td style=\"height: 30px; width: 101.333px; text-align: center;\">7.00%<\/td>\n<td style=\"height: 30px; width: 96px; text-align: center;\">6.90%<\/td>\n<td style=\"height: 30px; width: 102.667px; text-align: center;\">6.90%<\/td>\n<td style=\"height: 30px; width: 108px; text-align: center;\">6.90%<\/td>\n<\/tr>\n<tr style=\"height: 30px;\">\n<td style=\"height: 30px; width: 152px; text-align: center;\"><strong>2018 \u2013 19<\/strong><\/td>\n<td style=\"height: 30px; width: 101.333px; text-align: center;\">6.90%<\/td>\n<td style=\"height: 30px; width: 96px; text-align: center;\">6.90%<\/td>\n<td style=\"height: 30px; width: 102.667px; text-align: center;\">7.20%<\/td>\n<td style=\"height: 30px; width: 108px; text-align: center;\">7.00%<\/td>\n<\/tr>\n<tr style=\"height: 30px;\">\n<td style=\"height: 30px; width: 152px; text-align: center;\"><strong>2017 \u2013 18<\/strong><\/td>\n<td style=\"height: 30px; width: 101.333px; text-align: center;\">7.20%<\/td>\n<td style=\"height: 30px; width: 96px; text-align: center;\">7.10%<\/td>\n<td style=\"height: 30px; width: 102.667px; text-align: center;\">7.10%<\/td>\n<td style=\"height: 30px; width: 108px; text-align: center;\">6.90%<\/td>\n<\/tr>\n<tr style=\"height: 30px;\">\n<td style=\"height: 30px; width: 152px; text-align: center;\"><strong>2016 \u2013 17<\/strong><\/td>\n<td style=\"height: 30px; width: 101.333px; text-align: center;\">7.40%<\/td>\n<td style=\"height: 30px; width: 96px; text-align: center;\">7.40%<\/td>\n<td style=\"height: 30px; width: 102.667px; text-align: center;\">7.30%<\/td>\n<td style=\"height: 30px; width: 108px; text-align: center;\">7.30%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"text-decoration: underline;\"><strong>For Post Office 5 year FD (also eligible for tax deduction u\/s 80C):<\/strong><\/span><\/p>\n<table width=\"349\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\" width=\"95\"><strong>Financial year<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"63\"><strong>Apr \u2013 Jun<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"60\"><strong>Jul \u2013 Sep<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"64\"><strong>Oct \u2013 Dec<\/strong><\/td>\n<td style=\"font-style: inherit; font-weight: inherit; text-align: center;\" width=\"67\"><strong>Jan \u2013 Mar<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2019 \u2013 20<\/strong><\/td>\n<td style=\"text-align: center;\">7.80%<\/td>\n<td style=\"text-align: center;\">7.70%<\/td>\n<td style=\"text-align: center;\">7.70%<\/td>\n<td style=\"text-align: center;\">7.70%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2018 \u2013 19<\/strong><\/td>\n<td style=\"text-align: center;\">7.40%<\/td>\n<td style=\"text-align: center;\">7.40%<\/td>\n<td style=\"text-align: center;\">7.80%<\/td>\n<td style=\"text-align: center;\">7.80%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2017 \u2013 18<\/strong><\/td>\n<td style=\"text-align: center;\">7.70%<\/td>\n<td style=\"text-align: center;\">7.60%<\/td>\n<td style=\"text-align: center;\">7.60%<\/td>\n<td style=\"text-align: center;\">7.40%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><strong>2016 \u2013 17<\/strong><\/td>\n<td style=\"text-align: center;\">7.90%<\/td>\n<td style=\"text-align: center;\">7.90%<\/td>\n<td style=\"text-align: center;\">7.80%<\/td>\n<td style=\"text-align: center;\">7.80%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p><strong>Also Read:<\/strong>\u00a0<a href=\"https:\/\/www.apnaplan.com\/best-tax-saving-investments-80c\/\">Best Tax Saving Investments u\/s 80C<\/a><\/p>\n<\/blockquote>\n<p><span style=\"text-decoration: underline;\">Before April 1, 2016:<\/span><\/p>\n<table style=\"height: 1698px;\" width=\"568\">\n<tbody>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\"><strong>Financial Year<\/strong><\/td>\n<td style=\"width: 156px; text-align: center;\"><strong>Time Period<\/strong><\/td>\n<td style=\"width: 78.6667px; text-align: center;\"><strong>1 Year<\/strong><\/td>\n<td style=\"width: 78.6667px; text-align: center;\"><strong>2 Years<\/strong><\/td>\n<td style=\"width: 78.6667px; text-align: center;\"><strong>3 years<\/strong><\/td>\n<td style=\"width: 77.3333px; text-align: center;\"><strong>5 Years<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2015 &#8211; 16<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.40%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.40%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.40%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">8.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2014 &#8211; 15<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.40%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.40%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.40%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">8.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2013 &#8211; 14<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.20%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.20%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">8.40%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2012 &#8211; 13<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.20%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.40%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">8.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2011 &#8211; 12<\/td>\n<td style=\"width: 156px; text-align: center;\">1 Dec 2011 to 31 March 2012\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.70%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.80%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">8.30%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2011 &#8211; 12<\/td>\n<td style=\"width: 156px; text-align: center;\">1 March 2003 to 30 Nov 2011\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2010 &#8211; 11<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2009 &#8211; 10<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2008 &#8211; 09<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2007 &#8211; 08<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2006 &#8211; 07<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2005 &#8211; 06<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2004 &#8211; 05<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2003 &#8211; 04<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2002 &#8211; 03<\/td>\n<td style=\"width: 156px; text-align: center;\">1 March 2003 to 30 Nov 2011<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">6.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">7.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2002 &#8211; 03<\/td>\n<td style=\"width: 156px; text-align: center;\">1 March 2002 to 28 Feb 2003<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">8.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2001 &#8211; 02<\/td>\n<td style=\"width: 156px; text-align: center;\">1 March 2002 to 28 Feb 2003<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.30%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.30%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">8.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2001 &#8211; 02<\/td>\n<td style=\"width: 156px; text-align: center;\">1 March 2001 to 28 Feb 2002<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">7.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">9.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2000 &#8211; 01<\/td>\n<td style=\"width: 156px; text-align: center;\">15 Jan 2000 to 28 Feb 2001\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">8.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">10.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">2000 &#8211; 01<\/td>\n<td style=\"width: 156px; text-align: center;\">1 Jan 1999 to 14 Jan 2000\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1999 &#8211; 00<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1998 &#8211; 99<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1998 &#8211; 99<\/td>\n<td style=\"width: 156px; text-align: center;\">1 Jan 1999 to 14 Jan 2000\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1998 &#8211; 99<\/td>\n<td style=\"width: 156px; text-align: center;\">2 Sep 1993 to 31 Dec 1998<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">12.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1997 &#8211; 98<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">12.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1996 &#8211; 97<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">12.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1995 &#8211; 96<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">12.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1994 &#8211; 95<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">12.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1993 &#8211; 94<\/td>\n<td style=\"width: 156px; text-align: center;\">2 Sep 1993 to 31 Dec 1998<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">12.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1993 &#8211; 94<\/td>\n<td style=\"width: 156px; text-align: center;\">16 Dec 1991 to 1 Sep1993<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">13.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">13.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1992 &#8211; 93<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">13.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">13.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1991 &#8211; 92<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">13.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">13.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1990 &#8211; 91<\/td>\n<td style=\"width: 156px; text-align: center;\">16 Dec 1991 to 1 Sep1993<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">12.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">13.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">13.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1990 &#8211; 91<\/td>\n<td style=\"width: 156px; text-align: center;\">1 Oct 1991 to 15 Dec 1991<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">11.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">13.00%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">13.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1990 &#8211; 91<\/td>\n<td style=\"width: 156px; text-align: center;\">1 Apr 1991 to 30 Sep 1991<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1989 &#8211; 90<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1988 &#8211; 89<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 89.3333px; text-align: center;\">1987 &#8211; 88<\/td>\n<td style=\"width: 156px; text-align: center;\">\u00a0<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">9.50%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.00%<\/td>\n<td style=\"width: 78.6667px; text-align: center;\">10.50%<\/td>\n<td style=\"width: 77.3333px; text-align: center;\">11.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p><strong>Also Read:<\/strong>\u00a0<a href=\"https:\/\/www.apnaplan.com\/zero-income-tax-11lakh-salary\/\">How to Pay 0 Income Tax on Rs 20 Lakh Salary?<\/a><\/p>\n<\/blockquote>\n<h2 style=\"text-align: justify;\">Post Office Vs Bank FD:<\/h2>\n<table width=\"1226\">\n<tbody>\n<tr>\n<td width=\"127\">\u00a0<\/td>\n<td width=\"562\"><strong>Post Office FD<\/strong><\/td>\n<td width=\"537\"><strong>Bank FD<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Interest Rate<\/strong><\/td>\n<td>Usually Higher. As of today offers 7% for 1,2 &amp; 3 Years tenure and 7.8% for 5 Year Tenure<\/td>\n<td>Lower than Post Office FD. SBI offers 6.8% for less than 5 Years and 6.85% for 5 Years<\/td>\n<\/tr>\n<tr>\n<td><strong>Tenure<\/strong><\/td>\n<td>Fixed Tenures of 1, 2, 3 and 5 Years<\/td>\n<td>Flexible Tenure &#8211; can choose from 45 days to 10 Years<\/td>\n<\/tr>\n<tr>\n<td><strong>Safety<\/strong><\/td>\n<td>Extremely Safe as guaranteed by Government of India<\/td>\n<td><a href=\"http:\/\/www.apnaplan.com\/bank-deposit-insurance\/\">Insured up to Rs 1 Lakh deposit only<\/a>. Nationalized banks are safe followed by Large Private Banks. Stay cautious of cooperative banks<\/td>\n<\/tr>\n<tr>\n<td><strong>Ease of Investment<\/strong><\/td>\n<td>can be done only offline and so have to physically visit post office. Involves paperwork<\/td>\n<td>Can be done online in most banks without much hassle<\/td>\n<\/tr>\n<tr>\n<td><strong>Extra Incentive<\/strong><\/td>\n<td>No special rates for Senior Citizens. They can opt for Senior Citizen&#8217;s Saving Scheme which has higher interest rate<\/td>\n<td>Banks usually offer 0.25% to 0.6% higher interest rate for Senior Citizens<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p><strong>Also Read:<\/strong>\u00a0<a href=\"https:\/\/www.apnaplan.com\/highest-interest-rate-on-bank-fixed-deposits-fd\/\">Highest Interest Rate on Bank FDs (compared across 44 banks)<\/a><\/p>\n<\/blockquote>\n<h2 style=\"text-align: justify;\">Should you Invest in Post Office FD?<\/h2>\n<p style=\"text-align: justify;\"><strong>The interest rates offered by Post Office FDs are generally higher than most Nationalized banks. However, the process of investment requires physical visit to the post office and paperwork. In case you are comfortable with the same it makes sense to invest in Post Office FDs.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Post Offices like banks offer FD (Fixed Deposits) and offer very competitive interest rates. The latest Post Office FD interest rates vary from 7% for 1-year deposit to 7.8% for 5-year deposit.<\/p>\n","protected":false},"author":1,"featured_media":11253,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[195,30,3013,2194],"tags":[384,3882,3881,256],"uagb_featured_image_src":{"full":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate.png",1029,579,false],"thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-150x150.png",150,150,true],"medium":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-300x169.png",300,169,true],"medium_large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-768x432.png",768,432,true],"large":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate-1024x576.png",1024,576,true],"1536x1536":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate.png",1029,579,false],"2048x2048":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate.png",1029,579,false],"yarpp-thumbnail":["https:\/\/www.apnaplan.com\/wp-content\/uploads\/2019\/04\/Post-Office-FD-Interest-Rate.png",120,68,false]},"uagb_author_info":{"display_name":"Amit","author_link":"https:\/\/www.apnaplan.com\/author\/admin\/"},"uagb_comment_info":1,"uagb_excerpt":"Post Offices like banks offer FD (Fixed Deposits) and offer very competitive interest rates. The latest Post Office FD interest rates vary from 7% for 1-year deposit to 7.8% for 5-year deposit.","_links":{"self":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/11247"}],"collection":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/comments?post=11247"}],"version-history":[{"count":0,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/posts\/11247\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media\/11253"}],"wp:attachment":[{"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/media?parent=11247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/categories?post=11247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.apnaplan.com\/wp-json\/wp\/v2\/tags?post=11247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}