9.35% L&T Finance NCD – Mar’19 – Should you Invest?

L&T Finance NCD – March 2019 L&T Finance Limited is one of the leading private non-banking financial services companies in India and part of the larger conglomerate L&T Group has come out with public issue of non-convertible debentures (NCD) offering up to 9.35% interest rate. The issue would open on March 6, 2019. Its primary financing business segments are rural, wholesale […] Continue reading →

How SWP in Debt Mutual Funds is better than Fixed Deposit for Regular Income?

SWP in Debt Mutual Fund is Better than Fixed Deposit or Annuity to generate Regular Income Fixed deposit with banks are the most popular investment option for regular income after retirement. But with interest rates going down retirees have started exploring other options. Systematic Withdrawal Plan (SWP) in debt fund is one such option which retirees and people looking for regular income must evaluate. As per your SWP instructions to mutual fund, […] Continue reading →

Should you Choose to be Employee or Independent Consultant from Taxation Perspective?

Employee Vs Consultant - The Tax Angle Few people while taking up a new job have the flexibility to work as an employee or independent consultant (also known as contractor or freelancer). If planned properly consultants have lower tax outgo for the same CTC (Cost to company). With Budget 2016 introducing presumptive taxation for some professionals like legal, medical accountancy, architect, IT […] Continue reading →