Insurance in itself is a complex product and ULIPs (Unit Linked Insurance Plans) make them even more complex. All the ULIPs are different with different features, different clauses and bonuses & expenses structure which at times is even difficult for an expert to comprehend. Infact I remember seeing ULIP benefit illustration for the first time […]
Understanding Benefit Illustration & charges of ULIPs Read More »
SIP (Systematic Investment Plan) is one of the best things that happened for Retail Mutual Fund Investors. We have read multiple times that SIP is the way to build wealth in the long run and so on. And I could not agree more. But then are Mutual Funds going overboard by offering Daily SIP? Let’s
Is Daily SIP for Mutual Fund investment a good option? Read More »
I have compiled a list of Term Insurances Plans offered by various companies. The table below shows premium payable for a healthy 28 year old non-smoker Male for an insurance term of 25 Years. Life Insurance Cover for 28 Year Old Healthy Non Smoking Male for 25 Years Term 1 Crore 50 Lakhs 20 Lakhs 10 Lakhs
Comparison of Term Life Insurance Plans Premiums in India Read More »
In the last post I wrote about the Claim Settlement rate for Indian life insurance companies. This time I wanted to check how much time Life Insurance companies take to settle a claim! Claim settlement time also becomes an important factor in choosing any life insurance as you don’t want your survivors to wait indefinitely
How much time it takes to settle life insurance claim? Read More »
Deciding which company to choose for Life Insurance has always been tough and with so many new entrants customers are spoiled for choice. It’s always a dilemma which factors to look at while choosing your life insurance provider – cost, convenience, past performance, claim settlement rate, etc. I think the most important factor should be
Best Life Insurance provider in India – based on Claim Settlement Ratio Read More »
