Missed Call banking is NEW service being offered by banks in which you can give missed call on pre-defined numbers to know your account balance or get mini statement through SMS. The good thing about this service is its FREE and you can access basic account details without having internet or going to ATM/bank.
How to Register for Missed Call Banking?
The missed call banking service generally requires one time activation from your number. To get the service activated your number should be linked to your account in bank records. In case not just go online or visit your branch and update your number. However some banks do not require any activation!
How Missed Call Banking Works?
Once registered all you need is to Dial the required number. The number rings for few times and gets disconnected. A few seconds later you get SMS with the details. As the call is not picked up (missed call) you are not charged by mobile company. As of today all banks offer it FREE.
As of now most banks provide two services – balance enquiry and mini statement though Missed Call.
We list down the major banks missed call banking numbers for Balance Enquiry & Mini Statement.
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There can be several situations when we look for regular income. This is especially true for people after retirement without any pension. Also there would be new entrepreneurs who need regular income until their start-up stabilises. We tell you 13 investments which can generate regular income for you along with their pros and cons.
SBI Missed Call Banking Number
Register for Missed Call banking: SMS, ‘REG(space)account number’ to 09223488888 – e.g. REG 12345678901 from registered Mobile Number. Confirmation message will be received indicating successful/unsuccessful registration.
Account Balance Enquiry – Missed Call or send an SMS ‘BAL’ to 09223766666
Mini Statement – Missed Call or send an SMS ‘MSTMT’ to 09223866666
Deregistration from Service: SMS ‘DREG(space)AccountNumber’ to 09223488888
ICICI Bank Missed Call Banking Number
Balance Enquiry – Missed call on 9594612612
Mini Statement – Missed call on 9594613613 (last 3 transactions)
How to fill Form 15G and Form 15H?
Are you worried about Tax Deduction at Source (TDS). In case you are eligible you can fill up Form 15G (if below 60 years of age) and Form 15H (if senior citizen). We show step by step instruction on how to fill up Form 15G/H and save TDS.
HDFC Bank Missed Call Number for Balance & Mini Statement
Call 1800-270-3333 to get your account Balance
Call 1800-270-3355 to get your Mini statement
Call 1800-270-3366 to give request for Cheque Book
Call 1800-270-3377 to give request for Account Statement
Punjab National Bank Missed Call Banking – Balance & Mini Statement
Give a missed call to toll free numbers 1800 180 2222 / 1800 103 2222 and get the Account Balance through SMS.
As of now there is no restriction. It is unlimited.
How to Pay 0 Income Tax on Salary of Rs 20+ Lakh (FY 2020-21)?
As you can see with the above income tax calculation, salary components and salary structure plays a very important role in how much income tax you pay. We have come up with some optimised salary structure using which you pay NO income tax even with CTC of more than Rs 20 Lakhs.
Missed Call Banking Number for all Banks
The table below summarizes the missed call banking numbers for all banks to get your balance and mini statement. To get more details like – How to Register, additional services scroll down below to your respective banks.
| Banks | Balance Enquiry | Mini Statement |
| Axis Bank | 18004195959 | 18004196969 |
| Bandhan Bank | 9223008666 | 9223008777 |
| Bank of Baroda | 09223011311 | x |
| Bank of India | 09015135135 | x |
| Bank of Maharashtra | 9222281818 | x |
| Canara Bank | 09015483483 | 09015734734 |
| Catholic Syrian Bank | x | x |
| Central Bank of India | 9555244442 | 9555144441 |
| Citibank | 09880752484 | x |
| City Union Bank | x | x |
| DCB Bank | 7506660011 | 7506660022 |
| Deutsche Bank | 18602666601 | x |
| Dhanalakshmi Bank | 08067747700 | 08067747711 |
| Federal Bank | 8431900900 | 8431600600 |
| HDFC Bank | 18002703333 | 18002703355 |
| ICICI Bank | 9594612612 | 9594613613 |
| IDBI Bank | 18008431122 | 18008431133 |
| IDFC First Bank | 18002700720 | x |
| Indian Bank | 09289592895 | x |
| Indian Overseas Bank | x | x |
| Indus Ind Bank | 18002741000 | x |
| J&K Bank | x | x |
| Karnataka Bank | 18004251445 | 18004251446 |
| Karur Vysya Bank | 09266292666 | 09266292665 |
| Kotak Mahindra Bank | 18002740110 | x |
| Nainital Bank | x | x |
| Punjab and Sind Bank | 9223984344 | x |
| Punjab National Bank | 18001802222 | 01202490000 |
| Repco Bank | x | x |
| Saraswat Bank | 9223040000 | 9223501111 |
| South Indian Bank | 09223008488 | x |
| Standard Chartered Bank | x | x |
| State Bank of India | 09223766666 | 09223866666 |
| Tamilnad Mercantile Bank Ltd | 09211937373 | x |
| The Ratnakar Bank | 1800 419 0610 | x |
| UCO Bank | 09278792787 | 09213125125 |
| Union Bank of India | 09223008586 | x |
| Yes Bank | 09223920000 | 09223921111 |
How much Taxes you Need to Pay this Year? Download Our Income Tax Calculator to Know your Numbers
Do you know how much tax you need to pay for the year? Have you taken benefit of all tax saving rules and investments? Should you use the “NEW” tax regime or continue with the old one? In case you have all these questions just Download the Free Excel Income Tax Calculator for FY 2021-22 (AY 2022-23) and get your answers.
Allahabad Bank – Balance & Mini Statement
Allahabad Bank has merged with with Indian Bank
Register for Missed Call banking: Send SMS REG space ACCOUNT_NUMBER (eg: REG 50000111111) to 9223150150 from your registered Mobile Number
Account Balance & Mini Statement: Call on 9224150150 from your registered mobile number. Call will get automatically disconnected and an SMS will be received with your account balance and details of last 5 transactions.
Change Default Account (in case of multiple accounts): In case you are not getting balance of the desired account, you can use account registration facility by sending SMS REG Acc_No to 9223150150. This option can be useful when you have more than one account with the same number registered.
Andhra Bank
Andhra Bank has been merged with Union Bank of India
Account Balance: Give missed call on 9223011300 to receive balance through SMS
Do you Know about Hidden Charges in Banks?
Do you know you pay a few thousand rupees every year to hidden charges of banks. This could range from more known fines for not maintaining minimum balance amount to lesser know POSDEC charge of ICICI Bank. There could be charges for ATM usage, branch visits, cheque books and so on. Do read our article on Hidden Charges in Banks and what you can do about it?
Axis Bank Missed Call Banking
Account Balance in English: Give missed call on 1800 419 5959
Mini Statement in English: Give missed call on 1800 419 6969 to get last 5 transaction details in English
Account Balance in Hindi: Give missed call on 1800 419 5858
Mini Statement in Hindi: Give missed call on 1800 419 6868 to get last 5 transaction details in Hindi
Bank of Baroda Missed Call Number for Balance
Account Balance: Missed Call on 8468001111
The call made to the above number will automatically disconnect after first ring. Customer will then receive an SMS giving the last four digit of account and current balance of accounts.
Customer may have more than one account with same mobile number. In that case SMS of maximum length of 320 characters (2 SMSs) will be sent to customers. For remaining accounts, customer can avail the “SMS Banking” Services or call our “Contact Centre”.
Customer can avail this facility maximum “5 times in a day”.
Also Read: Where should you Invest your Emergency Fund?
Bank of India Missed Call Banking
Balance Enquiry: Give missed call on following number 022-33598548 /09015135135 to receive balance through SMS
Canara Bank Missed Call Banking
Account Balance in English: Give missed call on 09015483483
Mini Statement in English: Give missed call on 09015734734 to get last 5 transaction details in English
Mini Statement in Hindi: Give missed call on 09015613613 to get last 5 transaction details in Hindi
Home Loan Enquiry: Give missed call on 090154637637
Car Loan Enquiry: Give missed call on 090154642642
Home Loan Enquiry for HNI Customers: Give missed call on 090154257257
Home Loan Enquiry for NRI Customers: Give missed call on 09015778668
Catholic Syrian Bank
Learn All about NCDs
NCDs or non-convertible debentures or more popularly known as Bonds are a bit complex investment products. You must understand the product, risk involved, the taxation on interest received and when you sale it. We have done a separate post regarding this titled – Know all about NCDs.
Also you can keep track of upcoming NCD issues here.
Catholic Syrian Bank has no Missed call Banking facility.
However you can send SMS for Balance- BAL <Account number> to 098959 23000 and Mini statement- TRAN<Account number> to 098959 23000.
Central Bank of India
Please give the missed call from registered mobile number to the following numbers:
Balance Enquiry 95552 44442
Mini Statement 95551 44441
Citibank
Account Balance: Give missed call on 09880752484 to receive balance through SMS
City Union Bank
City Union Bank has no Missed call Banking facility.
However you can send SMS to 92810 56789 for Transaction Details, Balance Enquiry nd more such services.
Best Fixed Deposit in Banks
Fixed Deposit with Banks is one of the most popular and convenient options for regular income. To help you choose the best, we compare the interest rates on fixed deposit across all major banks in India every month. This may prove to be quite handy for you.
Corporation Bank
Corporation Bank has merged with Union Bank of India
All the customers who have registered their mobile numbers for SMS Banking can get their account balance by dialing the following numbers from their registered mobile number:
Balance in Hindi is 09289792897 (For Domestic Customers)
Balance in Hindi is 919289792897 (For customer residing in abroad)
Balance in English is 09268892688 (For Domestic Customers)
Balance in English is 919268892688 (For customer residing in abroad)
Change Default Account (in case of multiple accounts): Customers can change their default account by contacting the branch or sending the SMS as below CCPA<space>last 6-digit of the account number
Customers can avail missed call banking service only 3 times a day (including Hindi and English)
DCB
Balance Enquiry 7506660011
Mini Statement (last 5 transaction) 7506660022
Request Cheque Book 7506660033
Request email statement for last 1 month 7506660044
Please Note:
As a part of enhanced technology on requesting Balance Enquiry DCB Sends you the Balance for all your account linked to the registered Mobile Number also you will get Funds in Clearing and Shortfall with respect to all your accounts.
There is a restriction of maximum 5 such requests in a day.
Cheque Book request will be processed for Primary Accounts – Primary accounts can be checked by calling the call center toll free 18002095363.
You can also place the request for changing primary account by calling Call Center
In case of email statement of accounts, statement will be sent to your registered email id. There will be a restriction of maximum 7 such statements in a month
In case your mobile number is tagged to multiple customer ID, DCB will consider your older customer id to fetch the details.
Best Investment to Save Tax
Section 80C offers more than 10 investments where you can invest to save tax, However many a times you need not actually do this investment as its already covered due to expenses like children tuition fee or automatic EPF deduction for salaried. In case you are new to taxes and investment do read our helpful guide on How to take maximum advantage of Section 80C and choose the best investment to save tax.
Dhanlaxmi Bank
Give a Missed Call from your registered Mobile number to:
+91-80-67747700 to get instant SMS with your account(s) balances
+91-80-67747711 to get the last 3 months E-Statement of your A/cs to your mailbox.
+91-80-67747733 to get the One Day E-Statement of your A/cs to your mailbox.
+91-80-67747722 to answer your queries by our customer care executives.
Federal Bank
To register for missed call based balance enquiry, please send an SMS in following format to the number 9895088888: ACTBAL <space> 14 digit account number
Account Balance: missed call to the number 8431900900
Mini Statement: missed call to the number 8431600600
To deactivate the facility, please send an SMS in following format to the number 9895088888: DEACTBAL <space> 14 digit account number
Best way to Double your Money
Who does not want more and wouldn’t you love to Double your money? For sure we all would – we have listed 7 authentic investments which you can use to double your money. The post talks not only about the returns but also the risks associated with each investment.
Federal Bank
To avail this facility, you shall first register for the facility in your mobile number which is registered with Bank’s records.
To register for missed call based balance enquiry, please send an SMS in following format to the number 9895088888: ACTBAL <space> 14 digit account number
To get account balance, please give a missed call to the number 8431900900. You will receive an SMS containing balance details of your account.
To get mini statement, please give a missed call to the number 8431600600. You will receive an SMS containing mini statement of your account.
To deactivate the facility, please send an SMS in following format to the number 9895088888: DEACTBAL <space> 14 digit account number
IDBI Bank Missed Call Number
Balance Enquiry: You can get the last ‘Available’ balance of your account (by an SMS) by giving a Missed Call to 18008431122.
Mini Statement: You can get the Mini Statement (by an SMS) for last 5 transactions in your account by giving a Missed Call to 18008431133.
Bank has pre-activated this facility for all account holders who maintain a single operative account.
If you have registered the same mobile number in multiple customer accounts, you need to follow a simple and instant registration process as detailed herein.
Send SMS as REG < Space > Account Number to 5676777 or 9820346920 / 9821043718
*Eg. REG < space > 103104xxx134378 to 5676777 or 9820346920 / 9821043718
If you wish to De-Register from the facility:
You can De-Register from the Toll Free Banking facility by sending SMS in following format DEL< Space >Account Number to 5676777 or 9820346920 / 9821043718
Eg. DEL < space >103104xxx134378 to 5676777 or 9820346920 / 9821043718
You will receive a confirmation message indicating successful de-registration from the service. In order to avail the service again, please initiate a fresh registration.
If you want to change a Registered Account number for using this facility simply register the new account number for the Toll Free Banking facility by sending an SMS in following format
REG< Space >Account Number to 5676777 or 9820346920 / 9821043718
*E.g. REG < Space >1036511xxxxx815 to 5676777 or 9820346920 / 9821043718
You can avail this facility for a maximum of 4 times a day. The number of Missed Call limits is cumulatively calculated for both 18008431133 and 18008431122 together.
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Taxes eat a large chunk of returns that we make on investments. Keeping this in mind we have compiled list taxes applicable for most common investments in India. We cover everything from fixed deposit to stock markets to real estate.
IDFC First Bank Missed Call Number
You will be able to get the details of account balance by dialing the toll free number 1800 2700 720 from your registered mobile number. The following message will be played & call will be disconnected. Message: – ‘Thanks for calling IDFC Bank! You will receive an SMS for your request shortly’
You will receive a response of account balance in the form of a text message within just a few seconds.
The SMS we send you with your balance will look like this
Available Balance in A/C XX1124 is Rs. 1,00,000.
Indian Bank Missed Call Number
Get Account Balance 9289592895
Induslnd Bank
IndusInd Bank provides you Missed Call banking services to check your account balance, download our video branch app and apply for our products by simply giving a missed call on the numbers shown below from your registered mobile number.
Get Account Balance 18002741000
Download Video Branch App 18002742000
Apply for IndusInd Bank Loan 18005323344
Apply for any IndusInd Bank Product 18008336677
25 Best Tax Free Income & Investments in India
Everyone hates Taxes and go out in full force to save it – sometime legally and sometimes beyond the law. Fortunately there are still some tax Free incomes & investments. Learn about them here and use it to your advantage.
Karnataka Bank
Bank customers can give a missed call from their registered mobile number to 18004251445 for “Balance enquiry”
and 18004251446 for getting mini statement.
Kotak Mahindra Bank Missed Call Number for Balance & Mini Statement
With the Kotak Insta Balance Service know your Account Balance with just one call. Simply call 1800 274 0110 (toll-free) from your registered mobile number to get an instant SMS of your account balance.
Should you Invest in Gold?
We looked at more than 55 years history of gold to see if its a good idea to invest in Gold. We concluded that its more volatile than perceived but investing in long term may provide you with more stable returns. You can look at the complete analysis and our conclusion here – Looking at Gold Price History in India – Should you Invest in Gold?
Nainital Bank
Nainital Bank has no Missed call Banking facility.
However you can send SMS for Balance- NTBL<space>BAL<space><Last 13 digit of Account No> to 56363 and Mini statement- NTBL<space>TRN<space>< Last 13 digit of Account No > to 56363.
Oriental Bank of Commerce
Oriental Bank of Commerce merged with Punjab National Bank
Oriental Bank of Commerce has no Missed call Banking facility.
However you can send SMS for Balance- “ACBAL<Space>Accountnumber” to 09915622622 and Mini statement- “STM<Space>Accountnumber” to 09915622622.
Sukanya Samriddhi Account + PPF + SCSS Calculator
Sukanya Samriddhi Account, PPF, Senior Citizens’ Savings Scheme are part of small saving scheme sponsored by Government of India. These schemes are quite popular and rightly so because of the safety, higher interest rate offered among other things. We have built calculator for each of them where you can check the maturity amount, loan eligibility, partial withdrawal and more. Click on the links to get the relevant calculator – PPF Calculator, Sukanya Samriddhi Yojana Calculator, Senior Citizens’ Savings Scheme Calculator, NSC Calculator.
Punjab and Sind Bank
Account Balance: Give miss call on the 9223984344 (TOLL FREE) through their registered mobile number. The customer will receive an SMS for the latest balance available in their accounts.
In case, the customer is having more than one account linked with the same mobile number, the customer will get the balance of all accounts through SMS.
PNB Missed Call Banking – Balance & Mini Statement
Give a missed call to toll free numbers 1800 180 2222 / 1800 103 2222 and get the Account Balance through SMS.
As of now there is no restriction. It is unlimited.
Senior Citizens’ Savings Scheme: An Excellent Investment
Senior Citizens’ Savings Scheme or SCSS is an excellent investment for senior citizens for regular income and tax saving u/s 80C. It is 100% safe as its backed bu Government of India, the interest paid is generally higher than bank fixed deposits and the investment is eligible for tax saving u/s 80C. We explain the eligibility, process and do’s & don’ts of SCSS in this post.
Saraswat Bank
For Balance enquiry give a missed call to 9223040000
For last three transactions give a missed call to 9223501111
Please Note:
Missed Call can be given only from REGISTERED MOBILE NUMBER
Account Balance of FIRST THREE linked accounts i.e. Savings/ Current/ Cash credit will be sent as an SMS to the registered mobile number
Details of last three transactions of PRIMARY ACCOUNT will be sent as an SMS to the registered mobile number
Missed call to block and unblock debit card:
Temporary blocking of Card: Missed call on 9595637637
Unblocking of Card: Missed call on 9595638638
South Indian Bank
On giving a missed call to the allotted number- 09223008488, you will receive the balance in all active accounts linked to your registered mobile number via SMS.
Total number of missed calls from a registered mobile number that will receive SMS response is limited to 3 per day.
Know about the latest issues of Sovereign Gold Bonds
Sovereign Gold Bonds are one of the better ways to invest in gold. It’s safe, backed by government of India and you need not be worried about purity of gold or storage. The icing on the cake is you get interest paid on your investment. You can buy these Sovereign Gold Bonds from NSE/BSE but the liquidity is a problem. So it’s a good idea to subscribe to latest issue of Sovereign Gold Bonds which comes almost every month.
RBL Bank
Dial 1800 419 0610 from your registered mobile number and get your Savings and/or Current Account balance(s).
Syndicate Bank
Syndicate Bank merged with Canara Bank
You can avail another Value Added Service to know balance in your Current or Savings Bank Account (CASA) through SMS, by just giving a missed call.
To Register: SMS SREG <Customer-ID> 09241442255 from your Mobile Number registered with Syndicate Bank for your Current or Savings Bank Account (CASA)
(If you have not registered your mobile no. for your CASA Account, Please submit your request at Home Branch where you are maintaining your account
The latest CASA Account Number will be registered as the Default Account Number for Missed Call Banking
Once confirmation is received, you can give a call to 09241442255 or 08067006979. The call made will get automatically cut after one or two rings. You will then receive an SMS mentioning the outstanding balance for the Default Account Number.
To change default account SMS SACC <Customer-ID> <Account-No> to 09241442255
How Tax on Mutual Funds Impact your Returns in FY 2020-21?
Equity Mutual Funds are one of the best investments to generate wealth in the long run while Debt mutual funds are more suited to park money for the short term (as an alternative to fixed deposits). But as in case of any investment, the final returns are determined on the way these Mutual Funds are taxed. We discusses tax on mutual funds for FY 2021-22 [AY 2022-23] in all details.
UCO Bank Missed Call Number
For Balance Enquiry: Please give a missed call on the number 09278792787
For Mini Statement: Please give a missed call on the number 09213125125, and we will SMS mini statement of your account (last 5 Transactions) to your registered mobile number.
For UCO HOME LOAN Features : 09210222122
For UCO CAR LOAN Features : 09210422122
Union Bank of India Missed Call Number
UBI account holders may give a missed call to the number- 09223008586 and get account balance details sent to their mobile for free! Ensure that you call the above mentioned number using your registered mobile number (registered with the bank)!
Tax Free Salary Components
There are components in salary which are fully or partially tax exempt. For example HRA is tax exempt if you satisfy certain conditions. You can have the complete list in the post: Must have Tax Free components in Salary.
Yes Bank Missed Call Number for Balance & Mini Statement
Register for Missed Call banking by sending an SMS “YESREG <Cust ID>” from your registered mobile number to (+91-9840909000)
Know your Account Balance by giving a missed call on 09223920000
Get a list of last 5 transactions by giving a missed call on 09223921111
In case of multiple accounts linked, balance for all the accounts will be sent as SMS on giving a Missed Call, however last 5 transactions will be provided for only the primary account number
To change the primary account number for Missed call Banking, kindly SMS YESDEF <Cust ID><Account No.> to (+91-9840909000)
In case your mobile number is registered against multiple Cust Ids, you will not be able to avail this service
Kotinar
INVALID Number (Given to Balance and Mini statement for ICICI bank)
Thanks for pointing this out. It seems they changed their number – have updated now
Ubi never respond with this 09223008486… I have tried so many times.
PLESE SIR
GIVE ME MOBIL NUMBER FOR MISS CALL ALERT STARTING FOR CONECTING MOBIL NUMBER IN CENTRAL BANK ACCOUNT
Account opening but not given passbook or ATM card as well as how can check balance live Arakkonam bank in Thiruvallur so how can please tell me on line ATM card apply
Thats Awsome , thanks for all the information
How to get RRB mini statement or balance by miss call.
RRB – regional rural bank – you’ll have to check on their respective websites if they provide this service.
Good Compilation. Hats off for your hard work
Is this facility really new? I think it has been around 2015.
Yes I think it was from 2015 but I had never used it before 🙂