EPF & VPF Interest Rate for 2011 – 2012

EPF (Employee Provident Fund) Interest Rate has been declared today for Financial Year 2011 – 2012. The bad news is it has been cut by 1.25% to 8.25%. This is first time that the interest rate for EPF/VPF is less than PPF (Public Provident Fund) and would affect about 6 crores subscribers.

Below figure compares the Interest Rate on EPF, PPF, NSC & Bank Fixed Deposits for Year 2011-2012.

EPF, PPF, NSC & Bank FD Interest rate 2011-2012

You can also view the trend of Interest rates for EPF/ VPF since 1989-90.

I found the following table on internet about the Historical trends of Interest rate for EPF (Employees’ Provident Fund) since 1952-53.

EPF - VPF Interest Rate historical trend table

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