Comments for ApnaPlan.com – Personal Finance Investment Ideas https://www.apnaplan.com Personal Finance Investment Ideas Blog Wed, 23 May 2018 07:02:13 +0000 hourly 1 Comment on 9.10% DHFL NCD – May/June’18 – Should you Invest? by Amit https://www.apnaplan.com/dhfl-ncd-may18/comment-page-1/#comment-44312 Wed, 23 May 2018 07:02:13 +0000 https://www.apnaplan.com/?p=9417#comment-44312 yes.
The interest would be added to income and taxed at income tax slab rate.

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Comment on PPF – A Must Have Investment by Amit https://www.apnaplan.com/ppf-2/comment-page-1/#comment-44304 Tue, 22 May 2018 07:09:21 +0000 https://www.apnaplan.com/?p=6339#comment-44304 PPF and ELSS are competing investments for tax saving. Yes there are time periods when ELSS gives better returns and there are periods when PPF out performs ELSS. But its true historically ELSS has given higher returns majority of time but with higher risk. PPF is very safe and its a must have investment especially for risk averse investors. So the answer is people should invest in both PPF & ELSS and the proportion should vary depending on their needs and risk appetite.

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Comment on PPF – A Must Have Investment by Amit https://www.apnaplan.com/ppf-2/comment-page-1/#comment-44303 Tue, 22 May 2018 07:06:41 +0000 https://www.apnaplan.com/?p=6339#comment-44303 Yes PPF and EPF are independent of each other and all eligible person can hold both accounts. The tax exemption for both is u/s 80C which has limit of 1.5 lakh only irrespective of amount you invest.

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Comment on 11 Tax Free Components You Must have in Salary by Amit https://www.apnaplan.com/tax-free-salary-components/comment-page-1/#comment-44302 Tue, 22 May 2018 07:05:23 +0000 https://www.apnaplan.com/?p=5941#comment-44302 There is NO percentage for uniform allowance. Its fixed at 24,000 per year

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Comment on 11 Tax Free Components You Must have in Salary by Rakhi Singhel https://www.apnaplan.com/tax-free-salary-components/comment-page-1/#comment-44301 Mon, 21 May 2018 15:19:38 +0000 https://www.apnaplan.com/?p=5941#comment-44301 Hi Amit
Please advise if Uniform Allowance is restricted up-to Rs 2000 per month or can be more than that, is there any percentage there for Uniform Allowance
Thanks
Rakhi

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Comment on PPF – A Must Have Investment by Shyam https://www.apnaplan.com/ppf-2/comment-page-1/#comment-44300 Mon, 21 May 2018 13:55:09 +0000 https://www.apnaplan.com/?p=6339#comment-44300 Hi Amit
a question and may be for many salaried people. if we have EPF and it covers the limit of 1.5 lakh, then: can we still invest in PPF on top of that? and if yes, then what is the limit and would we still get privileged/set interest rate on both EPF and PPF? does that make the tax limit and preferred interest limit to 3 lakh (1.5 EPF+1.5 PPF)?

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Comment on How to Save Income Tax for Salaried and Professionals for FY 2018-19? by Nisanth https://www.apnaplan.com/save-income-tax-salaried-professionals-fy2018-19/comment-page-1/#comment-44299 Mon, 21 May 2018 07:19:03 +0000 https://www.apnaplan.com/?p=9056#comment-44299 What is the best options for tax saving for 30% bracket people.

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Comment on PPF – A Must Have Investment by Sandip Pandit https://www.apnaplan.com/ppf-2/comment-page-1/#comment-44298 Mon, 21 May 2018 04:58:13 +0000 https://www.apnaplan.com/?p=6339#comment-44298 Dear Amit,
Thanks for the information. I am on the verge of retirement and balance in PPF is a good amount to fall back on. I remember my early savings in mutual funds, where most investments ( small amounts after long intervals) invariably tended to make losses. Today for perhaps last 10 years, I have heard advice of how ELSS can give better returns. However my personal experience over last several decades is that PPF has been the best saving option where I could contribute without any complicated study of markets or the fear whether the investment will lose money. Of course except for perhaps the last one and half decade, I did not have the income to fulfill the full quota of contribution to PPF (60000 at that time).

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Comment on PAN Number of Banks – SBI, HDFC, etc by KANCHAN KRISHNA SARKAR https://www.apnaplan.com/pan-number-banks-sbi-hdfc/comment-page-5/#comment-44293 Sat, 19 May 2018 12:07:50 +0000 https://www.apnaplan.com/?p=7545#comment-44293 PLEASE SENT THE PAN OF L&T MUTUAL FUND

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Comment on Income Tax Calculator for FY 2018-19 [AY 2019-20] – Excel Download by Amit https://www.apnaplan.com/income-tax-calculator-2018-19-ay-2019-20-excel-download/comment-page-2/#comment-44290 Sat, 19 May 2018 06:02:49 +0000 https://www.apnaplan.com/?p=8874#comment-44290 no from fy 2018-19

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