44 thoughts on “21 Hidden Charges in Saving Bank Account

  1. Omesh Kalra says:

    MMS Charge deducted by Idbi Bank
    Amount Rs50/-
    Although sufficient balance in my saving account
    Want to know
    What is MMS Charges?Where is applicable?

    • it would be MMS Charges (Mandate Management Charges) which is like signature verification. Ask the customer care for details

  2. N,vidyasagarrao says:

    Today i visit sbi bank statement for last six months. They charged 590rupees.

  3. Why ₹12 debited from my sbi account from last 3 months.
    There are no any clear details in sms

  4. I have IOB SB account.. they have charged 51rs for minimum balance maintenance charges continuesly 5times on same day on June 2018 but I have more than 20k in my account .i asked them y the amount has charged …they replied… Because you didn’t keep MBM From Jan 2017 to June… but I checked my statement… for that they have charged already ..i asked them you have charged already for this… then y again u charged? They replied this charges for Jan 2016 to June….

    I couldn’t understand… Is it any norms to deduct like this?

  5. Banks do charge now days for verfication of Signature . UBi carges 180rs

  6. mukesh c. dobhal says:

    good information……more sld be there…..as banks hv issued for service charges on every debit n credit…..

  7. it is unethical to deduct account closing charges when account is more than 5years old , sbi bank deducted 500 rs as account closing charges when my account was more than 5 years old . is it ethical for bank to do so

  8. M Vikram Bharadhwaj says:

    Yes same thing happened for my account also. They have debited Rs.632.50. This might be due to maintaining lower balance in the account for a longer period.

  9. Srihari Babu says:

    A/C Keeping Chgs 632.50 CUTTED IN CURRENT ACCOUNT OF SBI TODAY WHY it was debited.

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