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Fixed Income

How SWP in Debt Mutual Funds is better than Fixed Deposit for Regular Income?

SWP in Debt Mutual Fund is Better than Fixed Deposit or Annuity to generate Regular Income Fixed deposit with banks are the most popular investment option for regular income after retirement. But with interest rates going down retirees have started exploring other options. Systematic Withdrawal Plan (SWP) in debt fund is one such option which retirees and people looking for regular income must evaluate. As per your SWP instructions to mutual fund, […] Continue reading →

13 Investments to Generate Regular Income

Investments to Generate Regular Income There can be several situations when we look for regular income. This is especially true for people after retirement without any pension. Also there would be new entrepreneurs who need regular income until their start-up stabilizes. We tell you 13 investments which can generate regular income for you along with their pros and cons. 1. Bank Fixed […] Continue reading →

Investment Risks and How to deal with them

Investment Risks and How to deal with them? With popularity of Mutual Funds you must have heard “Mutual fund investments are subject to market risks. Please read the offer document carefully before investing“. But are only mutual fund investments have risk and other investments are risk-free? In fact you might not realize but what you consider as “Safest” also carries some risk. This post tells you […] Continue reading →

9.75% Aadhar Housing Finance NCD – September 2018 – Should you Invest?

Aadhar Housing Finance NCD - September 2018 Aadhar Housing Finance has come out with latest NCD (non-convertible debentures) offering up to 9.75% interest rate. The issue opens on September 14 and closes on September 28, 2018. Aadhar housing finance ltd (Aadhar), formerly known as DHFL Vysya Housing Finance Ltd, (Formed With the merger of DHFL Vysya and Aadhar Housing Finance) is one of the largest […] Continue reading →

9.20% Indiabulls Commercial Credit Ltd. NCD – September 2018 – Should you Invest?

Indiabulls Commercial Credit NCD - September 2018 Indiabulls Commercial Credit has come out with latest NCD (non-convertible debentures) offering up to 9.20% interest rate. The issue opens on September 11 and closes on September 28, 2018. Indiabulls Commercial Credit Ltd. (ICCL), incorporated in 2006, is a wholly owned subsidiary of Indiabulls Housing Finance Ltd. (IHFL) and is classified as a Non-Deposit taking Systematically Important (ND-SI) […] Continue reading →

9.10% Tata Capital Financial Services Ltd NCD – September 2018 – Should you Invest?

Tata Capital Financial Services Ltd NCD - September 2018 Tata Capital Financial Services Ltd. has come out with public issue of non-convertible debentures (NCD) offering up to 9.10% interest rate. The issue opens on September 10 and closes on September 21, 2018. Tata Capital Financial Services Ltd is a financial and investment service provider in India. It is based in Mumbai and has more than 100 […] Continue reading →

10.25% Kosamattam Finance Ltd NCD – Aug/Sep’18 – Should you Invest?

Kosamattam Finance NCD - August 2018 Kosamattam Finance has come out with 14th public issue of non-convertible debentures (NCD) offering up to 10.25% interest rate. The issue is already open for subscription and closes on August 23, 2018. Kosamattam Finance Ltd is a Kerala Based NBFC engaged in gold loan finance business. They lend money against the pledge of household Jewellery in the […] Continue reading →

Voluntary Provident Fund – A Good Tax Saving Retirement Option!

VPF - A Good Tax Saving Retirement Option Retirement planning is one of the most important financial goals in life of a person. Most of us have heard about Employee Provident Fund (EPF) and (Public Provident Fund) PPF for building retirement corpus but do you know how can you leverage Voluntary Provident Fund (VPF) to add zing to your corpus? What is Voluntary […] Continue reading →