NSC Calculator 2021 ★ Better than Bank Tax Saving FDs
NSC Calculator (National Saving Certificate) calculates the maturity amount and earned interest eligible for tax exemption every year.
Fixed Deposit
Get up to 9% in Small Bank FDs (9.5% for Senior Citizens) – February 2020
RBI on September 2015 had granted licence to 10 Small Finance Banks. Lately these banks have been in news for offering higher interest rates on their fixed deposits as compared to regular banks. In this post we would tell you whats on offer by small banks and if you should invest and bank with them! …
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13 points about Bank Deposit Insurance and How to increase it legally
You might have received Whatsapp forward or read somewhere on social media about a new proposed Financial Resolution and Deposit Insurance Bill (FRDI) which has a “Bail-in” clause where in case of bank failure, depositors money like fixed deposits, savings bank account, etc can be used to absorb bank losses. This is just a proposed bill …
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Investment Risks and How to deal with them
With popularity of Mutual Funds you must have heard “Mutual fund investments are subject to market risks. Please read the offer document carefully before investing“. But are only mutual fund investments have risk and other investments are risk-free? In fact you might not realize but what you consider as “Safest” also carries some risk. This post tells you …
How SWP in Debt Mutual Funds is better than Fixed Deposit for Regular Income?
Fixed deposit with banks are the most popular investment option for regular income after retirement. But with interest rates going down retirees have started exploring other options. Systematic Withdrawal Plan (SWP) in debt fund is one such option which retirees and people looking for regular income must evaluate. As per your SWP instructions to mutual fund, …
How SWP in Debt Mutual Funds is better than Fixed Deposit for Regular Income? Read More »