About Amit

Hi Readers! I am Amit, the mind behind Apnaplan.com I am MBA from NITIE, Mumbai and BIT from Delhi University.This blog is my online diary where I write about my tryst with my investment decisions. In the 400+ posts on this blog you will find articles on Personal Financial Planning, Investments, Retirement Planning, Insurance, Loans, Fixed Deposits, Provident Funds, Stock Markets, Gold, Silver, Real Estate Investment, Credit Cards, Credit Score, Taxation, Inheritance Planning and Reviews on various Financial Products.
Website: https://www.apnaplan.com
admin has written 677 articles so far, you can find them below.

How SWP in Debt Mutual Funds is better than Fixed Deposit for Regular Income?

SWP in Debt Mutual Fund is Better than Fixed Deposit or Annuity to generate Regular Income Fixed deposit with banks are the most popular investment option for regular income after retirement. But with interest rates going down retirees have started exploring other options. Systematic Withdrawal Plan (SWP) in debt fund is one such option which retirees and people looking for regular income must evaluate. As per your SWP instructions to mutual fund, […] Continue reading →

10.4% Kosamattam Finance Ltd NCD – Dec’17 – Should you Invest?

Kosamattam Finance NCD – December 2017 Kosamattam Finance has come out with public issue of non-convertible debentures (NCD) offering up to 10.47% interest rate. The issue is already open for subscription and closes on December 29, 2017. Kosamattam Finance Ltd is a Kerala Based NBFC engaged in gold loan finance business. They lend money against the pledge of household Jewellery in the state […] Continue reading →

Bharat 22 ETF: Should you Invest?

Should you Invest in Bharat 22 ETF? The government of India has announced the launch of Bharat 22 ETF or Exchange Traded Fund. This ETF would constitute of 22 companies (and hence the name) including central PSUs, government banks and some holdings of the government’s investment arm SUUTI. This is the second ETF from Government after CPSE ETF which was first launched […] Continue reading →

How to Choose between Growth or Dividend Reinvestment while Investing in Arbitrage Fund:?

Arbitrage mutual funds are good investment option for short term, especially for someone in higher tax bracket. The reason being their pre-tax return is comparable to the bank fixed deposits but is tax free if invested for more than 1 year and taxed at 15.45% if redeemed before 1 year of investment. interest on FDs are taxed […] Continue reading →

Did Number of Taxpayers Increase Massively after Demonetization?

Did Demonetization lead to massive increase in Number of Taxpayers Below is the Press Release by Government of India on the controversy surrounding Did Number of Taxpayers Increase Massively after Demonetization? “Clarification regarding number of Taxpayers added after Demonetization “ Various news reports/articles have appeared in the media regarding inconsistency in the estimates of the number of taxpayers added after demonetization. It has been commented that […] Continue reading →